1 Windermere Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 1 Windermere Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,518 sqft · built 1938
Lot Size	0.192 acres (8,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,999 (Apr 2007)
Tax Bill	$18,937 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-03707-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`13-03707-0000-00014`
Alternative APN	`130370700014`

Interior

Stories	2 Stories
Building Area	1,518 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Lot Area	8,375 sqft (0.192 acres)
Lot Dimensions	125 ft deep x 67 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130370700014
Street Address	1 WINDERMERE RD
City	MONTCLAIR
State	NJ
Zip	07043-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	67X125 IRR
Legal Block	3707
Legal Lot Number	14
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2001
Census Tract	16200

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 WINDERMERE RD, MONTCLAIR, NJ 07043-2543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Jan 29, 2020	Loan Modification, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2007 · Amount on Record
Deed Sale	Apr 30, 2007 · Amount on Record
Prior Sale	Apr 12, 2007 · Amount on Record
Deed Book / Page	12050 / 587
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	1 WINDERMERE RD, MONTCLAIR, NJ 07043-2543
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066301
Date	Nov 2, 2023
Instrument	2023066301

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESSEX NJ
Property Address	1 WINDERMERE RD, MONTCLAIR, NJ 07043-2543
Document Number	0000031394
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 WINDERMERE RD UPPER MONTCLAIR NJ 070432543, UPPER MONTCLAIR, NJ 07043-2543

Mortgage

Document Number	0000031394
Date	Mar 23, 2020
Instrument	31394

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 22, 2060

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$538,600 (-) Land $315,000 Building $223,600	$538,600 (-) Land $315,000 Building $223,600
2025	$18,937.00 (+3.32%)	$538,600 (-) Land $315,000 Building $223,600	$538,600 (-) Land $315,000 Building $223,600
2024	$18,328.00 (+3.5%)
2023		$538,600 Land $315,000 Building $223,600	$538,600 Land $315,000 Building $223,600
2022	$17,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1978–2021)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Windermere Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures