7 White Chapel Ct, Algonquin, IL 60102 Property Records

Kane County property record for 7 White Chapel Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,377 sqft · built 1995
Lot Size	0.246 acres (10,732 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Jul 2021)
Tax Bill	$11,309 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-327-029`

Property Details

APN / Parcel Number

Primary APN	`03-04-327-029`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,377 sqft Living Area
Gross Area	4,129 sqft
1st Floor Area	1,653 sqft
Basement Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	10,732 sqft (0.246 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 WHITE CHAPEL CT
City	ALGONQUIN
State	IL
Zip	60102-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 483 WILLOUGHBY FARMS UNIT 20
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	483
Legal Unit	20
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4020
Census Tract	850106

Owner

7 White Chapel Ct is owned and occupied by an individual who bought it in July 2021.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7 WHITE CHAPEL CT, ALGONQUIN, IL 60102-6006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Feb 5, 2010 · Amount on File
Deed Document Number	202155260
Prior Transfer Date	Nov 7, 2016
Prior Transfer Doc	0000064922
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 2, 2026
Property Address	7 WHITE CHAPEL CT, ALGONQUIN, IL 60102-6006
Document Number	0000028034
Instrument Date	Jun 13, 2026
Instrument	202628034
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WHITE CHAPEL CT, ALGONQUIN, IL 60102-6006

Mortgage

Document Number	0000028034,
Date	Jul 2, 2026
Instrument	202628034

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2051

Interest

Rate	6.36%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 19, 2021
Property Address	7 WHITE CHAPEL CT, ALGONQUIN, IL 60102-6006
Document Number	0000055260
Map Reference	DOC 94K089674
Instrument Date	Jun 24, 2021
Instrument	2021K055260
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	STOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 WHITE CHAPEL CT, 7, ALGONQUIN, IL 60102-6006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 WHITE CHAPEL CT, ALGONQUIN, IL 60102-6006

Mortgage

Document Number	0000055261
Date	Jul 19, 2021
Instrument	2021K055261

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7 White Chapel Ct was $11,309 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,309.00 Homeowner's exemption	$164,217 (+9.42%) Land $30,655 Building $133,562	$492,848 (+9.42%) Land $92,002 Building $400,846
2024		$150,080 Land $28,016 Building $122,064	$450,420 Land $84,082 Building $366,339
2022	$9,319.00 (+3.12%) Homeowner's exemption	$119,134 (+5.91%) Land $25,208 Building $93,926	$357,402 (+5.91%) Land $75,624 Building $281,778
2021	$9,037.00 Homeowner's exemption	$112,486 Land $23,801 Building $88,685	$337,458 Land $71,403 Building $266,055

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7 White Chapel Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 White Chapel Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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