4 White Chapel Ct, Algonquin, IL 60102 Property Records

Kane County property record for 4 White Chapel Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	5 bd · 3,100 sqft · built 1996
Lot Size	0.297 acres (12,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,850 (May 2018)
Tax Bill	$12,160 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-327-024`

Property Details

APN / Parcel Number

Primary APN	`03-04-327-024`

Interior

Bedrooms	5 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,100 sqft Living Area
Gross Area	5,319 sqft
1st Floor Area	1,984 sqft
Basement Area	1,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	12,916 sqft (0.297 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4 WHITE CHAPEL CT
City	ALGONQUIN
State	IL
Zip	60102-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 476 WILLOUGHBY FARMS UNIT 20 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	476
Legal Unit	20
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4020
Census Tract	850106

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 WHITE CHAPEL CT, ALGONQUIN, IL 60102-6006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
May 24, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	May 14, 1996 · Amount on Record
Deed Document Number	201824093
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	4 WHITE CHAPEL CT, ALGONQUIN, IL 60102-6006
Document Number	0000013410
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 WHITE CHAPEL CT ALGONQUIN IL 601026006, ALGONQUIN, IL 60102-6006

Mortgage

Document Number	0000013410
Date	Mar 16, 2020
Instrument	13410

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 24, 2018
Property Address	4 WHITE CHAPEL CT, ALGONQUIN, IL 60102-6006
Document Number	0000024093
Instrument Date	May 6, 2018
Instrument	24093
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	AMERICAN NATIONAL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	610 YORKSHIRE LN PINGREE GROVE IL 601409160, PINGREE GROVE, IL 60140-9160

Mortgage

Document Number	24094
Date	May 24, 2018
Instrument	24094

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,160.00 (+13.01%) Homeowner's exemption
2024		$160,821 (+17.71%) Land $28,780 Building $132,041	$482,656 (+17.76%) Land $86,375 Building $396,282
2022	$10,760.00 (+3.08%) Homeowner's exemption	$136,625 (+5.91%) Land $25,895 Building $110,730	$409,875 (+5.91%) Land $77,685 Building $332,190
2021	$10,439.00 Homeowner's exemption	$129,001 Land $24,450 Building $104,551	$387,003 Land $73,350 Building $313,653

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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