5 White Chapel Ct, Algonquin, IL 60102 Property Records

Kane County property record for 5 White Chapel Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,528 sqft · built 1995
Lot Size	0.336 acres (14,656 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (May 2025)
Tax Bill	$11,011 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-327-030`

Property Details

APN / Parcel Number

Primary APN	`03-04-327-030`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
Gross Area	4,320 sqft
1st Floor Area	1,418 sqft
Basement Area	1,110 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	14,656 sqft (0.336 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5 WHITE CHAPEL CT
City	ALGONQUIN
State	IL
Zip	60102-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 484 WILLOUGHBY FARMS UNIT 20 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	4
Legal Lot Number	484
Legal Unit	20
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	4
Census Block	4020
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 MIDDLEFIELD CT, LAKE IN THE HILLS, IL 60156-5537
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jul 23, 2018	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	202517529
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5 WHITE CHAPEL CT, ALGONQUIN, IL 60102-6006
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003052
Date	Jan 16, 2020
Instrument	2020K003052

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 23, 2018
Property Address	5 WHITE CHAPEL CT, ALGONQUIN, IL 60102-6006
Document Number	0000035356
Instrument Date	Jun 26, 2018
Instrument	2018K035356
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	AMERICAN NATIONAL TITLE SERV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 WHITE CHAPEL CT, 5, ALGONQUIN, IL 60102-6006

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	612 CARROLL SQ, ELK GROVE VILLAGE, IL 60007-1580

Mortgage

Document Number	0000035357
Date	Jul 23, 2018
Instrument	2018K035357

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,011.00 (+24.05%)	$160,100 (+9.42%) Land $31,491 Building $128,609	$480,492 (+9.42%) Land $94,511 Building $385,981
2024		$146,317 (+28.62%) Land $28,780 Building $117,537	$439,127 (+28.68%) Land $86,375 Building $352,752
2022	$8,876.00 (+3.14%) Homeowner's exemption	$113,756 (+5.91%) Land $25,895 Building $87,861	$341,268 (+5.91%) Land $77,685 Building $263,583
2021	$8,606.00 Homeowner's exemption	$107,408 Land $24,450 Building $82,958	$322,224 Land $73,350 Building $248,874

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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