7 Vivido St, Ladera Ranch, CA 92694 Property Records

Orange County property record for 7 Vivido St, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,707 sqft · built 2014
Lot Size	0.118 acres (5,121 sqft)
Owner	2 Individual Names on Record
Last Sale	$857,000 (Aug 2014)
Tax Bill	$14,751 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`741-601-20`

Property Details

APN / Parcel Number

Primary APN	`741-601-20`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,707 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	5,121 sqft (0.118 acres)
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	7 VIVIDO ST
City	LADERA RANCH
State	CA
Zip	92694-0626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17057 BLK LOT 36
Legal Subdivision	TRACT NO 17057
Legal Tract	17057
Legal Lot Number	36
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2000
Census Tract	32061

Owner

Source: Orange County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 VIVIDO ST, LADERA RANCH, CA 92694-0626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Jun 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2014 · Amount on Record
Deed Sale	Aug 28, 2014 · Amount on Record
Deed Document Number	2014348423
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 7, 2026
Property Address	7 VIVIDO ST, LADERA RANCH, CA 92694-0626
Document Number	0000132351
Instrument Date	Apr 22, 2026
Instrument	2026132351
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7 VIVIDO ST, LADERA RANCH, CA 92694-0626

Mortgage

Document Number	0000132351,
Date	May 7, 2026
Instrument	2026132351

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 VIVIDO ST, RANCHO MISSION VIEJO, CA 92694-0626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215121
Date	Jun 13, 2018
Instrument	2018000215121

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 VIVIDO ST, RANCHO MISSION VIEJO, CA 92694-0626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000368971
Date	Sep 25, 2019
Instrument	2019000368971

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 VIVIDO ST, RANCHO MISSION VIEJO, CA 92694-0626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000296736
Date	Jun 25, 2020
Instrument	2020000296736

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	7 VIVIDO ST, RANCHO MISSION VIEJO, CA 92694-0626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 VIVIDO ST, MISSION VIEJO, CA 92694-0626

Mortgage

Document Number	0000612779
Date	Oct 28, 2020
Instrument	2020000612779

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,751.00 (+1.82%)	$1,070,614 (+4.04%) Land $422,472 Building $648,142
2024	$14,488.00 (+2.32%)
2023	$14,159.00 (-7.63%)	$1,029,042 Land $406,067 Building $622,975
2022	$15,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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