41 Vivido St, Ladera Ranch, CA 92694 Property Records

Orange County property record for 41 Vivido St, Ladera Ranch, CA 92694

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,892 sqft · built 2013
Lot Size0.172 acres (7,493 sqft)
Owner2 Individual Names on Record
Last Sale$1,320,000 (Feb 2021)
Tax Bill$18,582 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Feb 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN741-602-17

Property Details

APN / Parcel Number

Primary APN741-602-17

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,892 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Lot Area7,493 sqft (0.172 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address41 VIVIDO ST
CityLADERA RANCH
StateCA
Zip92694-0626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 17057 BLK LOT 21
Legal SubdivisionTRACT NO 17057
Legal Tract17057
Legal Lot Number21
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group2
Census Block2000
Census Tract32061

Owner

Source: Orange County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 VIVIDO ST, LADERA RANCH, CA 92694-0626
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Feb 23, 2021Grant Deed, Transfer · Conventional Mortgage
PNC BANK NA
Jun 29, 2020Quit Claim Deed, Transfer
NORTH AMERICAN TITLE
Jun 29, 2020Quit Claim Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2021 · Amount on Record
Deed SaleFeb 23, 2021 · Amount on Record
Prior SaleOct 30, 2013 · Amount on Record
Deed Document Number2021127553
Prior Transfer DateJun 24, 2020
Prior Transfer Doc0000303688
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address41 VIVIDO ST, RANCHO MISSION VIEJO, CA 92694-0626
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024798
DateJan 24, 2018
Instrument2018000024798
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 5, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateFeb 23, 2021
Property Address41 VIVIDO ST, RANCHO MISSION VIEJO, CA 92694-0626
Document Number0000127553
Map ReferenceMB 916 PG 40-44
Instrument DateJan 26, 2021
Instrument2021000127553
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address41 VIVIDO ST, RANCHO MISSION VIEJO, CA 92694-0626

Mortgage

Document Number0000127554
DateFeb 23, 2021
Instrument2021000127554
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateJun 29, 2020
Property Address41 VIVIDO ST, RANCHO MISSION VIEJO, CA 92694-0626
Document Number0000303690
Instrument DateJun 24, 2020
Instrument303690
Transaction TypeTransfer
Record UpdatedJul 27, 2020
Title CompanyNORTH AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address41 VIVIDO ST RANCHO MISSION VIEJO CA 926940626, RANCHO MISSION VIEJO, CA 92694-0626

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateJun 29, 2020
Property Address41 VIVIDO ST, RANCHO MISSION VIEJO, CA 92694-0626
Document Number0000303688
Instrument DateJun 24, 2020
Instrument303688
Transaction TypeTransfer
Record UpdatedJul 27, 2020
Title CompanyNORTH AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address41 VIVIDO ST LADERA RANCH CA 926940626, LADERA RANCH, CA 92694-0626

Mortgage

Document Number303689
DateJun 29, 2020
Instrument303689
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJun 28, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$18,582.00 (+1.79%) Homeowner's exemption$1,428,809 (+4.04%) Land $753,324 Building $675,485
2024$18,256.00 (+2.27%)
2023$17,851.00 (-6.15%) Homeowner's exemption$1,373,328 Land $724,072 Building $649,256
2022$19,021.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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