7 Valley Rd, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 7 Valley Rd, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,248 sqft · built 1972
Lot Size	0.216 acres (9,405 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Dec 2023)
Tax Bill	$10,555 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-10902-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`19-10902-0000-00006`
Alternative APN	`191090200006`

Interior

Stories	2 Stories
Building Area	2,248 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	9,405 sqft (0.216 acres)
Lot Dimensions	95 ft deep x 99 ft wide
Porch	Slab

Location & Zoning

Street Address	7 VALLEY RD
City	STANHOPE
State	NJ
Zip	07874-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE MUSCONETCONG ESTATES SEC
Legal Block	10902
Legal Lot Number	6
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2001
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	584 MORROW ST, ORANGE, NJ 07050-1221
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 1, 2023	Deed, Transfer · Conventional Mortgage MLB RESIDENTIAL LENDING LLC
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 19, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Prior Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	202321375
Deed Book / Page	10284 / 236
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 VALLEY RD, STANHOPE, NJ 07874-2844
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104081697
Date	Sep 30, 2025
Book Page	10408/1697
Instrument	2025017794

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Dec 1, 2023
Property Address	7 VALLEY RD, STANHOPE, NJ 07874-2844
Document Number	0102840236
Book / Page	10284 / 236
Instrument Date	Nov 22, 2023
Instrument	2023021375
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 E 28TH ST, PATERSON, NJ 07513-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 MORROW ST, ORANGE, NJ 07050-1221

Mortgage

Document Number	2023021376
Date	Dec 1, 2023
Instrument	2023021376

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 VALLEY RD, STANHOPE, NJ 07874-2844
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099270568
Date	Apr 14, 2021
Book Page	9927/568
Instrument	20210414010088570

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	235 Months
Due	Nov 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 VALLEY RD, STANHOPE, NJ 07874-2844
Document Number	0097290792
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 VALLEY RD STANHOPE NJ 078742844, STANHOPE, NJ 07874-2844

Mortgage

Document Number	0097290792
Date	Aug 26, 2019
Book Page	009729/000792
Instrument	163860

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2044

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,100 (+147.28%) Land $188,000 Building $372,100	$560,100 (+147.28%) Land $188,000 Building $372,100
2025	$10,555.00 (+3.24%)	$226,500 (-) Land $75,800 Building $150,700	$226,500 (-) Land $75,800 Building $150,700
2024	$10,224.00 (+4.4%)
2023		$226,500 (-) Land $75,800 Building $150,700	$226,500 (-) Land $75,800 Building $150,700
2022	$9,793.00 (+0.53%)	$226,500 Land $75,800 Building $150,700	$226,500 Land $75,800 Building $150,700
2021	$9,741.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Communications Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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