3 Valley Rd, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 3 Valley Rd, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,733 sqft · built 1972
Lot Size	0.216 acres (9,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Aug 2021)
Tax Bill	$8,691 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-10902-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`19-10902-0000-00008`
Alternative APN	`191090200008`

Interior

Stories	2 Stories
Building Area	1,733 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	9,405 sqft (0.216 acres)
Lot Dimensions	95 ft deep x 99 ft wide
Porch	Slab

Location & Zoning

Street Address	3 VALLEY RD
City	STANHOPE
State	NJ
Zip	07874-2844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE MUSCONETCONG ESTATES SEC
Legal Block	10902
Legal Lot Number	8
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2001
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 VALLEY RD, STANHOPE, NJ 07874-2844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 16, 2019	Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Aug 16, 2001 · Amount on Record
Deed Document Number	202110268340
Deed Book / Page	3603 / 752
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 30, 2021
Property Address	3 VALLEY RD, STANHOPE, NJ 07874-2844
Document Number	0036030752
Book / Page	3603 / 752
Instrument Date	Jul 8, 2021
Instrument	20210830010268340
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	GREEN HILL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,232.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 PORT TACK DR, 36, SALEM, SC 29676-4021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 VALLEY RD, STANHOPE, NJ 07874-2844

Mortgage

Document Number	0100180337
Date	Aug 30, 2021
Book Page	10018/337
Instrument	20210830010268350

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	3 VALLEY RD, STANHOPE, NJ 07874-2844
Document Number	0096820726
Instrument Date	Feb 16, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 VALLEY RD STANHOPE NJ 078742844, STANHOPE, NJ 07874-2844

Mortgage

Document Number	0096820726
Date	Mar 8, 2019
Book Page	009682/000726
Instrument	39370

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,200 (+127.45%) Land $188,000 Building $236,200	$424,200 (+127.45%) Land $188,000 Building $236,200
2025	$8,691.00 (+3.24%)	$186,500 (-) Land $75,800 Building $110,700	$186,500 (-) Land $75,800 Building $110,700
2024	$8,418.00 (+4.39%)
2023		$186,500 Land $75,800 Building $110,700	$186,500 Land $75,800 Building $110,700
2022	$8,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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