Rockland County and Ramapo Town property record for 7 Ternure Ave, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,155 sqft · built 2017 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $378,000 (Dec 2013) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 57.45-1-30 |
| Primary APN | 392605 57.45-1-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,155 sqft Living Area |
| 1st Floor Area | 2,195 sqft |
| 2nd Floor Area | 1,960 sqft |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 160 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 616 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00292610000 |
|---|---|
| Old Parcel Number | 260505704500010300000000 |
| Street Address | 7 TERNURE AVE |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-5354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGLE RESIDENCE |
| Legal Description | LOT:30.000 BLK:1 SEC:57.45 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY |
| Legal Subdivision | RAMAPO VLY CONSTRUCTION CORP |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1000 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 TERNURE AVE, SPRING VALLEY, NY 10977-5354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG |
| Dec 11, 2020 | Loan Modification, Mortgage SIERRA PACIFIC MTG |
| Feb 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINWISE BK |
| Feb 11, 2019 | Loan Modification, Mortgage LOANDEPOT.COM LLC |
| Feb 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2013 · Amount on Record |
| Deed Sale | Dec 31, 2013 · Amount on Record |
| Deed Document Number | 0201345885 |
| Deed Book / Page | 2013 / 45885 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 TERNURE AVE, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000000590 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | TS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 7 TERNURE AVE SPRING VALLEY NY 109775354, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000000590 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 590 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 TERNURE AVE, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000000592 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | TS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 7 TERNURE AVE SPRING VALLEY NY 109775354, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000000592 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 592 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 7, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 TERNURE AVE, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000010863 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 TENURE AVE SPRING VALLEY NY 10977, SPRING VALLEY, NY 10977 |
| Document Number | 0000010863 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 10863 |
| Name | FINWISE BK |
|---|---|
| Address | MURRAY, UT 84107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 TERNURE AVE, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000005208 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Title Company | LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 7 TERNURE AVE SPRING VALLEY NY 109775354, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000005208 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 5208 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 7 TERNURE AVE, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000005207 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Title Company | LAND TRACK TITLE AGENCY LLC, LAND TRACK TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 TERNURE AVE SPRING VALLEY NY 109775354, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000005207 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 5207 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2049 |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $83,500 (-) Land $13,000 Building $70,500 | $1,076,031 (+2,872.46%) Land $167,526 Building $908,505 |
| 2023 | $83,500 Land $13,000 Building $70,500 | $36,200 Land $5,636 Building $30,564 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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