21 Ternure Ave, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 21 Ternure Ave, Spring Valley, NY 10977

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 1,424 sqft · built 1924
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jul 2019)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392605 57.45-1-25`

Property Details

APN / Parcel Number

Primary APN	`392605 57.45-1-25`
Alternative APNs	`260505704500010250000000` `00292080000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,424 sqft Total Area
1st Floor Area	1,384 sqft
Upper Floors Area	454 sqft

Exterior

Year Built	Built 1924
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00292080000
Old Parcel Number	260505704500010250000000
Street Address	21 TERNURE AVE
City	SPRING VALLEY
State	NY
Zip	10977-5354
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	3
Legal Description	LOT:25.000 BLK:1 SEC:57.45 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1000
Census Tract	12401

Owner

21 Ternure Ave, a residential property, is owned and occupied by two individuals who bought it in July 2019.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	21 TERNURE AVE, SPRING VALLEY, NY 10977-5354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Deed Document Number	0201920522
Deed Book / Page	2019 / 20522
Record Updated	Jun 8, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jul 23, 2019
Property Address	21 TERNURE AVE, SPRING VALLEY, NY 10977-5354
Document Number	0000020522
Instrument Date	Jul 11, 2019
Instrument	20522
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	CHOICE TITLE AGENCY INC, CHOICE ABSTRACT CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 55TH ST BROOKLYN NY 112194382, BROOKLYN, NY 11219-4382

Mortgage

Document Number	20523
Date	Jul 23, 2019
Instrument	20523

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Spring Valley Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$53,600 (-) Land $8,800 Building $44,800	$690,722 (+1,506.33%) Land $113,402 Building $577,320
2023	$53,600 Land $8,800 Building $44,800	$43,000 Land $7,060 Building $35,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21 Ternure Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Ternure Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20