Rockland County and Ramapo Town property record for 23 Ternure Ave, Spring Valley, NY 10977
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,250 sqft · built 1917 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jan 2018) |
| Deeds & Mortgages | Jan 2019 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 57.45-1-24 |
| Primary APN | 392605 57.45-1-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,250 sqft Total Area |
| 1st Floor Area | 914 sqft |
| 2nd Floor Area | 336 sqft |
| Game Room | Game Room |
| Year Built | Built 1917 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00292070000 |
|---|---|
| Old Parcel Number | 260505704500010240000000 |
| Street Address | 23 TERNURE AVE |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-5354 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 2 |
| Legal Description | LOT:24.000 BLK:1 SEC:57.45 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12401 |
23 Ternure Ave, a duplex, is owned and occupied by two individuals who bought it in January 2018.
Source: Rockland County and Ramapo Town records, as of December 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 TERNURE AVE, SPRING VALLEY, NY 10977-5354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MONEY SOURCE |
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG |
| Mar 12, 2020 | Loan Modification, Mortgage PARKSIDE LNDG |
| Jan 12, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2018 · Amount on File |
| Deed Sale | Jan 12, 2018 · Amount on File |
| Prior Sale | Oct 19, 2010 |
| Deed Document Number | 0020181260 |
| Deed Book / Page | 2018 / 1260 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 23 TERNURE AVE, SPRING VALLEY, NY 10977-5354 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000046 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | 2019-00000046 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 23 TERNURE AVE, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000011342 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 TERNURE AVE SPRING VALLEY NY 109775354, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000011342 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 11342 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 23 TERNURE AVE, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000013825 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 TERNURE AVE SPRING VALLEY NY 109775354, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000013825 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 13825 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 12, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jan 12, 2018 |
| Property Address | 23 TERNURE AVE, SPRING VALLEY, NY 10977-5354 |
| Document Number | 0000001260 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 1260 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,040.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 TENURE AVE SPRING VALLEY NY 10977, SPRING VALLEY, NY 10977 |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $35,300 (-) Land $10,000 Building $25,300 | $454,897 (+1,188.66%) Land $128,866 Building $326,031 |
| 2023 | $35,300 Land $10,000 Building $25,300 | $35,300 Land $10,000 Building $25,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 23 Ternure Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Ternure Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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