Polk County property record for 7 Tera Ln, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1984 |
| Square Footage | 2,488 sqft Living Area |
| Lot Size | 21,863 sqft (0.502 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $267,000 (2017) |
| Tax Bill | $2,186.00 (2025) |
| Primary APN | 25-28-36-355251-000290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,488 sqft Living Area |
| Gross Area | 3,112 sqft Gross Area |
| 1st Floor | 1,732 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 21,863 sqft (0.502 acres) |
| Depth X Width | 208 ft x 105 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 624 sqft Garage |
| Porch Area | 843 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 7 TERA LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1710 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TERA PB 74 PG 4 LOT 29 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | TERA |
| Legal Tract | 355251 |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 13802 |
Source: Polk County records · APN 25-28-36-355251-000290
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 TERA LN, WINTER HAVEN, FL 33880-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 21, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FAIRWAY INDEPENDENT MTG |
| Jul 19, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage FAIRWAY INDEPENDENT MTG |
| Dec 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN EAGLE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2017 · Amount on Record |
| Deed Sale | Dec 13, 2017 · Amount on Record |
| Deed Doc Number | 2017238796 |
| Deed Book / Page | 10339 / 401 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7 TERA LN, WINTER HAVEN, FL 33880-1710 |
| Document Number | 0112512184 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | EXECUTIVE TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 TERA LN WINTER HAVEN FL 338801710, WINTER HAVEN, FL 33880-1710 |
| Document Number | 0112512184 |
|---|---|
| Date | Jun 03, 2020 |
| Book Page | 011251/002184 |
| Instrument | 109389 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7 TERA LN, WINTER HAVEN, FL 33880-1710 |
| Document Number | 0109202253 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2019 |
| Title Company | EXECUTIVE TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 TERA LN WINTER HAVEN FL 338801710, WINTER HAVEN, FL 33880-1710 |
| Document Number | 0109202253 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 010920/002253 |
| Instrument | 157324 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 13, 2017 |
| Property Address | 7 TERA LN, WINTER HAVEN, FL 33880-1710 |
| Document Number | 0103390401 |
| Book / Page | 010339 / 000401 |
| Instrument Date | Dec 07, 2017 |
| Instrument | 238796 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | REAL ESTATE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,869.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 TERA LN WINTER HAVEN FL 338801710, WINTER HAVEN, FL 33880-1710 |
| Document Number | 103390402 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 010339/000402 |
| Instrument | 238797 |
| Name | AMERICAN EAGLE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,186.00 (-14.94%) Homeowner's exemption | $214,318 (+5.99%) | $322,560 (-13.37%) Land $44,000 Building $278,560 |
| 2023 | $2,570.00 (+0.9%) Homeowner's exemption | $202,212 (+3%) | $372,325 (+17.28%) Land $42,000 Building $330,325 |
| 2022 | $2,547.00 Homeowner's exemption | $196,322 | $317,476 Land $35,000 Building $282,476 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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