Polk County property record for 3 Tera Ln, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,813 sqft · built 1986 |
| Lot Size | 0.502 acres (21,885 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Jun 2024) |
| Tax Bill | $2,726 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-36-355251-000310 |
| Primary APN | 25-28-36-355251-000310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,813 sqft Living Area |
| Gross Area | 2,445 sqft |
| 1st Floor Area | 1,813 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,885 sqft (0.502 acres) |
| Lot Dimensions | 208 ft deep x 105 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Florida Room |
| Porch Area | 182 sqft |
| Shed | 1 Shed |
| Street Address | 3 TERA LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERA PB 74 PG 4 LOT 31 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | TERA |
| Legal Tract | 355251 |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13802 |
Source: Polk County records · APN 25-28-36-355251-000310
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 TERA LN, WINTER HAVEN, FL 33880-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2024 · Amount on Record |
| Deed Sale | Jun 19, 2024 · Amount on Record |
| Prior Sale | Nov 16, 2016 · Amount on Record |
| Deed Document Number | 2024141498 |
| Deed Book / Page | 13158 / 2280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3 TERA LN, WINTER HAVEN, FL 33880-1710 |
| Document Number | 0112410189 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 TERA LN WINTER HAVEN FL 338801710, WINTER HAVEN, FL 33880-1710 |
| Document Number | 0112410189 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 011241/000189 |
| Instrument | 102077 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,726.00 (+55.59%) Homeowner's exemption | $251,073 (+84.61%) Land $44,000 Building $207,073 | $251,073 (-2.96%) Land $44,000 Building $207,073 |
| 2023 | $1,752.00 (+4.78%) Homeowner's exemption | $136,002 (+3%) | $258,742 (+12.84%) Land $42,000 Building $216,742 |
| 2022 | $1,672.00 Homeowner's exemption | $132,041 | $229,303 Land $35,000 Building $194,303 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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