6 Tera Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 6 Tera Ln, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,130 sqft · built 1986
Lot Size	0.501 acres (21,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Mar 2020)
Tax Bill	$3,429 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-36-355251-000030`

Property Details

APN / Parcel Number

Primary APN	`25-28-36-355251-000030`
Alternative APNs	`362825355251000030` `62825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,130 sqft Living Area
Gross Area	3,117 sqft
1st Floor Area	2,130 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	21,824 sqft (0.501 acres)
Lot Dimensions	208 ft deep x 105 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	528 sqft
Pool Area	392 sqft
Porch	Florida Room
Porch Area	539 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6 TERA LN
City	WINTER HAVEN
State	FL
Zip	33880-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERA PB 74 PG 4 LOT 3
Legal Range	25E
Legal Township	28S
Legal Section	36
Legal Subdivision	TERA
Legal Tract	355251
Legal Block	2
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2001
Census Tract	13802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 TERA LN, WINTER HAVEN, FL 33880-1710
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Deed Document Number	202053545
Deed Book / Page	11168 / 307
Prior Transfer Date	Dec 22, 2015
Prior Transfer Doc	0000229154
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 9, 2020
Property Address	6 TERA LN, WINTER HAVEN, FL 33880-1730
Document Number	0111680307
Book / Page	011168 / 000307
Instrument Date	Feb 28, 2020
Instrument	53545
Transaction Type	Transfer
Record Updated	Mar 27, 2020
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 TERA LN WINTER HAVEN FL 338801710, WINTER HAVEN, FL 33880-1710

Mortgage

Document Number	111680308
Date	Mar 9, 2020
Book Page	011168/000308
Instrument	53546

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,865 (-1.27%) Land $44,000 Building $217,865	$261,865 (-1.27%) Land $44,000 Building $217,865
2025	$3,429.00 (-16.18%)	$265,228 (-14.49%) Land $44,000 Building $221,228	$265,228 (-14.49%) Land $44,000 Building $221,228
2023	$4,091.00 (+9.85%)	$310,175 (+13.74%) Land $42,000 Building $268,175	$310,175 (+13.74%) Land $42,000 Building $268,175
2022	$3,724.00	$272,707 Land $35,000 Building $237,707	$272,707 Land $35,000 Building $237,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20