7 Sunset Rdg, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 7 Sunset Rdg, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,937 sqft · built 1999
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (May 2021)
Tax Bill	$22,930 (2024)
Deeds & Mortgages	Aug 2021 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372000 44.17-1-28`

Property Details

APN / Parcel Number

Primary APN	`372000 44.17-1-28`
Alternative APNs	`200004401700010280000000` `294705`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,937 sqft Living Area
Gross Area	3,421 sqft
1st Floor Area	1,537 sqft
2nd Floor Area	1,055 sqft
Upper Floors Area	345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	305 ft deep x 105 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	294705
Street Address	7 SUNSET RDG
City	CARMEL
State	NY
Zip	10512-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	SUBDIVISION OF CARNELL CURVE
Legal Block	1
Legal Lot Number	28.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1002
Census Tract	11502

Owner

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7 SUNSET RDG, CARMEL, NY 10512-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 3, 2021	Bargain and Sale Deed, Transfer BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY
Jan 16, 2018	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Jan 16, 2018 · Amount on Record
Deed Document Number	202153382021
Deed Book / Page	2212 / 197
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	7 SUNSET RDG, CARMEL, NY 10512-1118
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SUNSET RDG, CARMEL, NY 10512-1118

Mortgage

Document Number	0074160288
Date	Aug 2, 2021
Book Page	7416/288
Instrument	8952-2021

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	May 3, 2021
Property Address	7 SUNSET RDG, CARMEL, NY 10512-1118
Document Number	0022120197
Book / Page	2212 / 197
Map Reference	MAP 2038
Instrument Date	Apr 30, 2021
Instrument	5338-2021
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 SUNSET RDG, 7, CARMEL, NY 10512-1118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E 23RD ST APT 12C, 12C, NEW YORK, NY 10010-4704

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Jan 16, 2018
Property Address	7 SUNSET RDG, CARMEL, NY 10512-1118
Document Number	0020670405
Book / Page	2067 / 405
Map Reference	MAP 2038
Instrument Date	Dec 22, 2017
Instrument	1500163
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	THOROUGHBRED TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 SUNSET RDG, 7, CARMEL, NY 10512-1118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SUNSET RDG, CARMEL, NY 10512-1118
Investor	Possibly a Property Investor

Mortgage

Document Number	0001600170
Date	Jan 16, 2018
Instrument	1600170

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$813,800 (+14.49%) Land $101,900 Building $711,900	$813,800 (+14.49%) Land $101,900 Building $711,900
2024	$22,930.00 (+243.52%)
2023		$710,800 (+10.99%) Land $92,600 Building $618,200	$710,800 (+10.99%) Land $92,600 Building $618,200
2022		$640,400 Land $92,600 Building $547,800	$640,400 Land $92,600 Building $547,800
2020	$6,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WD 2 serves 5,000 people · EPA ID NY3903641
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	7 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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