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5 Sunset Rdg, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 5 Sunset Rdg, Carmel, NY 10512

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 1,556 sqft · built 1983
Lot Size0.553 acres (24,067 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Sep 2017)
Tax Bill$17,922 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Sep 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN372000 44.17-1-27

Property Details

APN / Parcel Number

Primary APN372000 44.17-1-27
Alternative APNs
  • 200004401700010270000000
  • 294655

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,556 sqft Living Area
Gross Area2,194 sqft
1st Floor Area1,556 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2017
Architectural StyleRanch
Exterior MaterialWood
Lot Area24,067 sqft (0.553 acres)
Lot Dimensions150 ft deep x 108 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area638 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number294655
Street Address5 SUNSET RDG
CityCARMEL
StateNY
Zip10512-1118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal SubdivisionSUBDIVISION PLAT OF CORNELL CURVE
Legal Block1
Legal Lot Number27.00
JurisdictionPUTNAM NY
Township / Civil DivisionCARMEL
Census Block Group1
Census Block1002
Census Tract11502

Owner

5 Sunset Rdg is owned and occupied by two individuals who bought it in September 2017.

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address5 SUNSET RDG, CARMEL, NY 10512-1118
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Sep 27, 2017Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS
Mar 21, 2017Grant Deed, Transfer
THOROUGHBRED TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2017 · Amount on File
Deed SaleSep 27, 2017 · Amount on File
Prior SaleMar 21, 2017 · Amount on File
Deed Document Number20171502505
Deed Book / Page2057 / 247
Prior Transfer DateFeb 6, 2014
Prior Transfer Doc0019460445
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address5 SUNSET RDG, CARMEL, NY 10512-1118
Transaction TypeMortgage
Record UpdatedMar 4, 2021
Title CompanyABLE TITLE AGENCY LLC, ABSOLUTE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 SUNSET RDG, CARMEL, NY 10512-1118

Mortgage

Document Number0072750079
DateFeb 16, 2021
Book Page7275/79
Instrument1985-2021
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPUTNAM NY
Recording DateSep 27, 2017
Property Address5 SUNSET RDG, CARMEL, NY 10512-1118
Document Number0020570247
Book / Page002057 / 000247
Instrument DateJul 27, 2017
Instrument1502505
Transaction TypeTransfer
Record UpdatedOct 18, 2017
Title CompanyPRO NATIONAL TITLE AGENCY, PRO NAT'L TITLE AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,740.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15-23 20TH AVE WHITESTONE NY 11357, WHITESTONE, NY 11357

Mortgage

Document Number67570321
DateSep 27, 2017
Book Page006757/000321
Instrument1603312
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 26, 2047

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPUTNAM NY
Recording DateMar 21, 2017
Property Address5 SUNSET RDG, CARMEL, NY 10512-1118
Document Number0020390411
Book / Page002039 / 000411
Instrument DateMar 8, 2017
Instrument1500734
Transaction TypeTransfer
Record UpdatedMay 12, 2017
Title CompanyTHOROUGHBRED TITLE LLC

Transaction

AmountAmount on Record
Tax$848.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address18 BRADLEY CT BREWSTER NY 105095530, BREWSTER, NY 10509-5530

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionCarmel Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$614,300 (+7%) Land $84,800 Building $529,500$614,300 (+7%) Land $84,800 Building $529,500
2024$17,922.00$574,100 (+7.01%) Land $84,800 Building $489,300$574,100 (+7.01%) Land $84,800 Building $489,300
2023$536,500 (+11.01%) Land $77,100 Building $459,400$536,500 (+11.01%) Land $77,100 Building $459,400
2022$483,300 Land $77,100 Building $406,200$483,300 Land $77,100 Building $406,200
2020$5,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Sunset Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Sunset Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WD 2
serves 5,000 people · EPA ID NY3903641
Water SourceSurface water
Last State InspectionMar 2025
Lead7 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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