3 Sunset Rdg, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 3 Sunset Rdg, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,340 sqft · built 1999
Lot Size	0.571 acres (24,892 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Dec 2021)
Tax Bill	$18,302 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 44.17-1-26`

Property Details

APN / Parcel Number

Primary APN	`372000 44.17-1-26`
Alternative APNs	`200004401700010260000000` `294650`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,340 sqft Living Area
1st Floor Area	1,444 sqft
Upper Floors Area	798 sqft
Attic	Attic
Attic Area	182 sqft
Basement Area	904 sqft
Finished Basement	904 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	24,892 sqft (0.571 acres)
Lot Width	176 ft Width
View / Lot	Waterfront
Porch	Open Porch
Porch Area	319 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	294650
Street Address	3 SUNSET RDG
City	CARMEL
State	NY
Zip	10512-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	SUBDIVISION PLAT OF CORNELL CURVE
Legal Block	1
Legal Lot Number	26.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1002
Census Tract	11502

Owner

3 Sunset Rdg is owned and occupied by two individuals who bought it in December 2021.

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 SUNSET RDG, CARMEL, NY 10512-1118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Dec 17, 2021 · Amount on File
Deed Document Number	2021149092021
Deed Book / Page	2552 / 15
Prior Transfer Date	May 3, 2005
Prior Transfer Doc	0017030453
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Dec 17, 2021
Property Address	3 SUNSET RDG, CARMEL, NY 10512-1118
Document Number	0025520015
Book / Page	2552 / 15
Instrument Date	Dec 14, 2021
Instrument	14909-2021
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,260.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 SUNSET RDG, 3, CARMEL, NY 10512-1118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LA SHINJU, COLD SPRING, NY 10516-3752
Investor	Possibly a Property Investor

Mortgage

Document Number	0007544263
Date	Dec 17, 2021
Instrument	7544/263

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$627,800 Land $94,800 Building $533,000	$627,800 Land $94,800 Building $533,000
2024	$18,302.00
2023		$548,300 (+10.99%) Land $86,200 Building $462,100	$548,300 (+10.99%) Land $86,200 Building $462,100
2022		$494,000 Land $86,200 Building $407,800	$494,000 Land $86,200 Building $407,800
2020	$5,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Sunset Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Sunset Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WD 2 serves 5,000 people · EPA ID NY3903641
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	7 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20