7 Summit Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 7 Summit Ave, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,421 sqft · built 1920
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,824 (2026)
Deeds & Mortgages	Feb 2025 Line of Credit Feb 2026 Transfer
APN	`381700 90.64-1-5`

Property Details

APN / Parcel Number

Primary APN	`381700 90.64-1-5`
Alternative APN	`1308520`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,421 sqft Living Area
1st Floor Area	1,498 sqft
2nd Floor Area	352 sqft
Upper Floors Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	187 ft deep x 44.8 ft wide
Garage Type	Detached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1308520
Street Address	7 SUMMIT AVE
City	TROY
State	NY
Zip	12180-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Description	1 STY FR HSE & 1C FR GAR 389-5/3
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	40500

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	29 BARROWS ST, ALBANY, NY 12209-1907
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2025	Deed of Trust, Mortgage · Line of Credit PIONEER BANK
Feb 11, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 27, 2025
Transfer Doc	0111960062
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	7 SUMMIT AVE, TROY, NY 12180-1450
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108910046
Date	Feb 11, 2025
Book Page	10891/46
Instrument	2025-652588

Lender

Name	PIONEER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	277 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 11, 2026
Property Address	7 SUMMIT AVE, TROY, NY 12180-1450
Document Number	0111960062
Book / Page	11196 / 62
Instrument Date	Aug 27, 2025
Instrument	2026-667474
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	29 BARROWS ST, ALBANY, NY 12209-1907

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,824.00 (+2.7%) Homeowner's exemption
2025	$8,592.00	$194,000 (-) Land $19,000 Building $175,000	$332,200 (+11.29%) Land $32,535 Building $299,665
2024	Homeowner's exemption	$194,000 (-) Land $19,000 Building $175,000	$298,500 (+7.72%) Land $29,235 Building $269,265
2023		$194,000 (-) Land $19,000 Building $175,000	$277,100 (+8.55%) Land $27,139 Building $249,961
2022	$8,181.00 Homeowner's exemption	$194,000 Land $19,000 Building $175,000	$255,263 Land $25,000 Building $230,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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