Rensselaer County and Troy City property record for 12 Summit Ave, Troy, NY 12180
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,518 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Apr 2018) |
| Tax Bill | $8,469 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Loan Modification + 1 more |
| APN | 381700 90.72-2-6 |
| Primary APN | 381700 90.72-2-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,518 sqft Total Area |
| 1st Floor Area | 1,248 sqft |
| 2nd Floor Area | 1,270 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 125 ft deep x 37.5 ft wide |
| Porch | Slab |
| Porch Area | 132 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1308460 |
|---|---|
| Street Address | 12 SUMMIT AVE |
| City | TROY |
| State | NY |
| Zip | 12180-1447 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TF |
| Legal Description | 2 1/2 ST BR HSE 390-9/NPT 3 |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40500 |
Source: Rensselaer County and Troy City records · APN 381700 90.72-2-6
Assessment roll updated May 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 WASHINGTON ST, TROY, NY 12180-4420 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Jun 03, 2020 | Loan Modification, Mortgage · Conventional Mortgage SEFCU |
| Apr 12, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2018 · Amount on Record |
| Deed Sale | Apr 12, 2018 · Amount on Record |
| Deed Document Number | 2018532044 |
| Deed Book / Page | 8485 / 283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 12 SUMMIT AVE, TROY, NY 12180-1447 |
| Document Number | 0000569720 |
| Instrument Date | Jun 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 12 SUMMIT AVE TROY NY 121801447, TROY, NY 12180-1447 |
| Document Number | 0000569720 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 009187/000252 |
| Instrument | 569720 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 11, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 12 SUMMIT AVE, TROY, NY 12180-1447 |
| Document Number | 0000569721 |
| Instrument Date | Jun 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 12 SUMMIT AVE TROY NY 121801447, TROY, NY 12180-1447 |
| Document Number | 0000569721 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 009187/000268 |
| Instrument | 569721 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 11, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Apr 12, 2018 |
| Property Address | 12 SUMMIT AVE, TROY, NY 12180-1447 |
| Document Number | 0084850283 |
| Book / Page | 008485 / 000283 |
| Instrument Date | Apr 06, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 WASHINGTON ST TROY NY 121804420, TROY, NY 12180-4420 |
Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,469.00 (+20.88%) | $150,000 (-) Land $11,000 Building $139,000 | $256,800 (+19.83%) Land $18,832 Building $237,968 |
| 2023 | $150,000 (-) Land $11,000 Building $139,000 | $214,300 (+8.58%) Land $15,715 Building $198,585 | |
| 2022 | $7,006.00 | $150,000 Land $11,000 Building $139,000 | $197,368 Land $14,474 Building $182,894 |
Source: FEMA National Flood Hazard Layer as of January 12, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hudson Valley Wireless.
Based on FCC filings for 423 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY CITY PWS serves 51,401 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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