16 Summit Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 16 Summit Ave, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,620 sqft · built 1910
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Aug 2020)
Tax Bill	$9,472 (2026)
Deeds & Mortgages	Jul 2024 Refinance Nov 2022 Line of Credit + 1 more
APN	`381700 90.72-2-5`

Property Details

APN / Parcel Number

Primary APN	`381700 90.72-2-5`
Alternative APN	`1308440`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,620 sqft Total Area
1st Floor Area	1,310 sqft
2nd Floor Area	1,310 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1308440
Street Address	16 SUMMIT AVE
City	TROY
State	NY
Zip	12180-1447
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TF
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	40500

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 SUMMIT AVE, TROY, NY 12180-1447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Aug 14, 2020	Grant Deed, Transfer · FHA Mortgage PREMIUM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	May 1, 2001 · Amount on Record
Deed Document Number	2020572763
Deed Book / Page	9249 / 257
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	16 SUMMIT AVE, TROY, NY 12180-1447
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107220205
Date	Jul 16, 2024
Book Page	10722/205
Instrument	2024-644063

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	16 SUMMIT AVE, TROY, NY 12180-1447
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102460310
Date	Nov 18, 2022
Book Page	10246/310
Instrument	2022-620100

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 14, 2020
Property Address	16 SUMMIT AVE, TROY, NY 12180-1447
Document Number	0000572763
Book / Page	009249 / 000257
Instrument Date	Jul 17, 2020
Instrument	572763
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 WASHINGTON AVE NEW BALTIMORE NY 12124, NEW BALTIMORE, NY 12124

Mortgage

Document Number	572764
Date	Aug 14, 2020
Book Page	009249/000261
Instrument	572764

Lender

Name	PREMIUM MTG
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,472.00 (+3.55%)
2025	$9,147.00 (+5.36%)	$187,000 (-) Land $21,000 Building $166,000	$320,200 (+19.88%) Land $35,958 Building $284,242
2023		$187,000 (-) Land $21,000 Building $166,000	$267,100 (+8.55%) Land $29,995 Building $237,105
2022	$8,682.00	$187,000 Land $21,000 Building $166,000	$246,053 Land $27,632 Building $218,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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