Middlesex County and Ashland Town property record for 7 State St, Ashland, MA 01721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,260 sqft · built 1942 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (May 2019) |
| Tax Bill | $6,541 (2025) |
| Deeds & Mortgages | Apr 2023 Refinance Jan 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:014/020.0-0233-0000.0 |
| Primary APN | M:014/020.0-0233-0000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,350 sqft |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 7 STATE ST |
|---|---|
| City | ASHLAND |
| State | MA |
| Zip | 01721-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 233 |
| Jurisdiction | ASHLAND MA |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 385201 |
7 State St is owned and occupied by two individuals who acquired it in September 2020.
Source: Middlesex County and Ashland Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 STATE ST, ASHLAND, MA 01721-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Jan 31, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Sep 17, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance US BANK NA |
| May 8, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2019 · Amount on File |
| Deed Sale | May 8, 2019 · Amount on File |
| Prior Sale | Aug 6, 2015 · Amount on File |
| Deed Book / Page | 72571 / 440 |
| Last Transfer Date | Sep 2, 2020 |
| Transfer Doc | 075648-284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 7 STATE ST, ASHLAND, MA 01721-2136 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 081432-466 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 81432/466 |
| Instrument | 38100 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 7 STATE ST, ASHLAND, MA 01721-2136 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0082446-37 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 82446/37 |
| Instrument | 10515 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | Sep 17, 2020 |
| Property Address | 7 STATE ST, ASHLAND, MA 01721-2136 |
| Document Number | 75648-284 |
| Book / Page | 75648 / 284 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 164767 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 STATE ST, ASHLAND, MA 01721-2136 |
| Document Number | 75648-288 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 75648/288 |
| Instrument | 164768 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHLAND MA |
| Recording Date | May 8, 2019 |
| Property Address | 7 STATE ST, ASHLAND, MA 01721-2136 |
| Document Number | 72571-440 |
| Book / Page | 72571 / 440 |
| Instrument Date | May 4, 2019 |
| Instrument | 59274 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 60 N MAIN ST, NATICK, MA 01760-3467 |
| Document Number | 59275 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 59275 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 7 State St was $6,541, up 1.3% from the year before.
Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashland Town |
| Unified School District | Ashland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,541.00 (+1.33%) | $512,200 (+5.07%) Land $231,300 Building $280,900 | $527,630 (+5.99%) |
| 2024 | $6,455.00 (+7.89%) | $487,500 (+12.2%) Land $231,300 Building $256,200 | $497,800 |
| 2023 | $5,983.00 | $434,500 Land $220,000 Building $214,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 State St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 individual policies |
| Nearby Flood Policies | 25 units insured incl. 8 condo units |
| Nearby Flood Claims | 3 (1978–2011) |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
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