16 State St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 16 State St, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individuals on Record
Last Sale	$430,000 (Jun 2021)
Tax Bill	$6,179 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`M:014/020.0-0237-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/020.0-0237-0000.0`
Alternative APN	`ASHL M:020.0 B:0237 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	16 STATE ST
City	ASHLAND
State	MA
Zip	01721-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	237
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1003
Census Tract	385201

Owner

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	16 STATE ST, ASHLAND, MA 01721-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 22, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 28, 2017	Quit Claim Deed, Transfer DRAPER AND KRAMER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Book / Page	77942 / 167
Record Updated	Sep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jun 4, 2021
Property Address	16 STATE ST, ASHLAND, MA 01721-2111
Document Number	77942-167
Book / Page	77942 / 167
Instrument Date	Jun 4, 2021
Instrument	127147
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 STATE ST, ASHLAND, MA 01721-2111

Mortgage

Document Number	127148
Date	Jun 4, 2021
Instrument	127148

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	16 STATE ST, ASHLAND, MA 01721-2111
Document Number	70569-257
Book / Page	070569 / 000257
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70569-257
Date	Jan 30, 2018
Book Page	070569/000257
Instrument	14011

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jul 28, 2017
Property Address	16 STATE ST, ASHLAND, MA 01721-2111
Document Number	69679-344
Book / Page	69679 / 344
Instrument	119148
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.91
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 STATE ST, ASHLAND, MA 01721-2111

Mortgage

Document Number	696790347
Date	Jul 28, 2017
Instrument	69679/0347

Lender

Name	DRAPER AND KRAMER MTG

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2047

Tax Assessment & Valuation

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,179.00 (+1.48%)	$483,900 (+5.22%) Land $217,900 Building $266,000	$530,765 (+4.84%)
2024	$6,089.00 (+7.47%)	$459,900 (+11.76%) Land $217,900 Building $242,000	$506,255
2023	$5,666.00	$411,500 Land $207,000 Building $204,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Nearby Flood Policies	25 units insured incl. 8 condo units
Nearby Flood Claims	3 (1978–2011)
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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