14 State St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 14 State St, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,080 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jul 2020)
Tax Bill	$6,090 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`M:014/020.0-0238-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/020.0-0238-0000.0`
Alternative APN	`ASHL M:020.0 B:0238 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	496 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	14 STATE ST
City	ASHLAND
State	MA
Zip	01721-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	238
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1003
Census Tract	385201

Owner

14 State St is owned and occupied by two individuals who bought it in July 2020.

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 STATE ST, ASHLAND, MA 01721-2111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Mar 15, 2019	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Mar 15, 2019 · Amount on File
Deed Document Number	2020127633
Deed Book / Page	75266 / 37
Prior Transfer Date	Jul 7, 2020
Prior Transfer Doc	75266-37
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jul 31, 2020
Property Address	14 STATE ST, ASHLAND, MA 01721-2111
Document Number	75266-37
Book / Page	75266 / 37
Instrument Date	Jul 7, 2020
Instrument	127633
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 STATE ST, ASHLAND, MA 01721-2111

Mortgage

Document Number	127634
Date	Jul 31, 2020
Instrument	127634

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Mar 15, 2019
Property Address	14 STATE ST, ASHLAND, MA 01721-2111
Document Number	72335-511
Book / Page	72335 / 511
Instrument Date	Mar 14, 2019
Instrument	31883
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 LAKESHORE DR, BELLINGHAM, MA 02019-2851

Mortgage

Document Number	31884
Date	Mar 15, 2019
Instrument	31884

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 14 State St was $6,090, up 1.4% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,090.00 (+1.43%)	$476,900 (+5.16%) Land $217,900 Building $259,000	$505,400 (+5.51%)
2024	$6,004.00 (+8.08%)	$453,500 (+12.42%) Land $217,900 Building $235,600	$478,990
2023	$5,555.00	$403,400 Land $207,000 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 State St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Nearby Flood Policies	25 units insured incl. 8 condo units
Nearby Flood Claims	3 (1978–2011)
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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