7 Spring St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 7 Spring St, Gaithersburg, MD 20877 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,948 sqft · built 1989
Lot Size	0.051 acres (2,221 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (Jun 2020)
Tax Bill	$4,367 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02373534`

Property Details

APN / Parcel Number

Primary APN	`09-02373534`
Alternative APN	`02373534`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,948 sqft Living Area
1st Floor Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,221 sqft (0.051 acres)
Deck Area	307 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02373534
Street Address	7 SPRING ST
City	GAITHERSBURG
State	MD
Zip	20877-1916
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	OBSERVATORY HEIGHTS
Legal Subdivision	OBSERVATORY HEIGHTS
Legal Block	1
Legal Lot Number	85
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1003
Census Tract	700731

Owner

Source: Montgomery County records · APN 09-02373534

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 SPRING ST, GAITHERSBURG, MD 20877-1916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2020 · Amount on Record
Deed Sale	Jun 01, 2020 · Amount on Record
Prior Sale	Dec 12, 2003 · Amount on Record
Deed Book / Page	59699 / 136
Record Updated	Sep 20, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 01, 2020
Property Address	7 SPRING ST, GAITHERSBURG, MD 20877-1916
Document Number	0596990136
Book / Page	59699 / 136
Map Reference	MB 125 PL 14667
Instrument Date	May 28, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	RGS TTL OF BETHESDA T A RGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 SPRING ST, GAITHERSBURG, MD 20877-1916

Mortgage

Document Number	0059699144
Date	Jun 01, 2020
Instrument	59699/144

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,600 (+4.07%) Land $120,000 Building $258,600	$378,600 (-) Land $120,000 Building $258,600
2025	$4,367.00 (+18.8%)	$363,800 (+8.86%)	$378,600 (+13.29%) Land $120,000 Building $258,600
2023		$334,200 Land $120,000 Building $214,200	$334,200 Land $120,000 Building $214,200
2022	$3,676.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317007311, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 1% of the US · above 2% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.