Montgomery County property record for 28 Spring St, Gaithersburg, MD 20877 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1988 |
| Square Footage | 1,948 sqft Living Area |
| Lot Size | 2,478 sqft (0.057 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $359,000 (2018) |
| Tax Bill | $4,672.00 (2025) |
Source: Montgomery County records · APN 09-02373487
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 SPRING ST, GAITHERSBURG, MD 20877-1900 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 31, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage NFM LNDG |
| Feb 21, 2017 | Deed, Transfer · Conventional Mortgage |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2018 · Amount on Record |
| Deed Sale | Jan 30, 2018 · Amount on Record |
| Prior Sale | Feb 21, 2017 · Amount on Record |
| Deed Book / Page | 55573 / 445 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 28 SPRING ST, GAITHERSBURG, MD 20877-1900 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0649480468 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 64948/468 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 31, 2018 |
| Property Address | 28 SPRING ST, GAITHERSBURG, MD 20877-1900 |
| Document Number | 0555730445 |
| Book / Page | 055573 / 000445 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2018 |
| Title Company | AVALON SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 28 SPRING ST GAITHERSBURG MD 208771900, GAITHERSBURG, MD 20877-1900 |
| Document Number | 555730453 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 055573/000453 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2048 |
| Document Number | 555730469, |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 055573/000469 |
| Name | CITY OF GAITHERSBURG |
|---|---|
| Address | 31 S SUMMIT AVE, GAITHERSBURG, MD 20877-2038 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 21, 2017 |
| Property Address | 28 SPRING ST, GAITHERSBURG, MD 20877-1900 |
| Document Number | 0538500063 |
| Book / Page | 53850 / 063 |
| Map Reference | MB125 PL14667 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,637.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 16509 WALNUT HILL RD, GAITHERSBURG, MD 20877-1227 |
| Document Number | , 53850-069 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 53850-069 |
| Type | Funding / Finance Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,700 (+3.99%) Land $120,000 Building $282,700 | $402,700 (-) Land $120,000 Building $282,700 | |
| 2025 | $4,672.00 (+16.1%) | $387,233 (+8.68%) | $402,700 (+13.02%) Land $120,000 Building $282,700 |
| 2023 | $356,300 Land $120,000 Building $236,300 | $356,300 Land $120,000 Building $236,300 | |
| 2022 | $4,024.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 1% of the US · above 2% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 09-02373487 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,948 sqft Living Area |
| 1st Floor | 660 sqft 1st Floor |
| Stories | 3 Stories |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,478 sqft (0.057 acres) |
| Deck Area | 252 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 02373487 |
|---|---|
| Street Address | 28 SPRING ST |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20877-1900 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | OBSERVATORY HEIGHTS |
| Legal Subdivision | OBSERVATORY HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 80 |
| Jurisdiction | MONTGOMERY MD |
| Minor Civil Division | 9 |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 700731 |
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