5 Spring St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 5 Spring St, Gaithersburg, MD 20877 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,948 sqft · built 1989
Lot Size0.047 acres (2,031 sqft)
Owner2 Individual Names on File
Last Sale$334,000 (Sep 2017)
Tax Bill$4,242 (2025)
Deeds & MortgagesDec 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-02373523

Property Details

APN / Parcel Number

Primary APN09-02373523
Alternative APN
  • 02373523

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,948 sqft Living Area
1st Floor Area660 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,031 sqft (0.047 acres)
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02373523
Street Address5 SPRING ST
CityGAITHERSBURG
StateMD
Zip20877-1916
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionOBSERVATORY HEIGHTS
Legal SubdivisionOBSERVATORY HEIGHTS
Legal Block1
Legal Lot Number84
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group1
Census Block1003
Census Tract700731

Owner

Source: Montgomery County records · APN 09-02373523

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 SPRING ST, GAITHERSBURG, MD 20877-1916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Gift Deed, Transfer · Conventional Mortgage
TRUIST BANK
Sep 06, 2017Grant Deed, Transfer · Conventional with PMI
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2017 · Amount on Record
Deed SaleSep 06, 2017 · Amount on Record
Prior SaleApr 17, 2009 · Amount on Record
Deed Book / Page54822 / 395
Last Transfer DateApr 15, 2021
Transfer Doc0648460225
Record UpdatedSep 20, 2026

December 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionMONTGOMERY MD
Recording DateDec 16, 2021
Property Address5 SPRING ST, GAITHERSBURG, MD 20877-1916
Document Number0648460225
Book / Page64846 / 225
Map ReferenceMB 125 PL 14667
Instrument DateApr 15, 2021
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyNOT AVAILABLE, OPTIMA TTL SLN & ESCROW LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5 SPRING ST, GAITHERSBURG, MD 20877-1916

Mortgage

Document Number0064846229
DateDec 16, 2021
Instrument64846/229
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueMay 01, 2051

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateSep 06, 2017
Property Address5 SPRING ST, GAITHERSBURG, MD 20877-1916
Document Number0548220395
Book / Page054822 / 000395
Instrument DateJul 14, 2017
Transaction TypeTransfer
Record UpdatedSep 18, 2017
Title CompanyFORWARD SETTLEMENT SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$334.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5 SPRING ST GAITHERSBURG MD 208771916, GAITHERSBURG, MD 20877-1916

Mortgage

Document Number548220404
DateSep 06, 2017
Book Page054822/000404
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 05, 2047

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$368,400 (+4.03%) Land $120,000 Building $248,400$368,400 (-) Land $120,000 Building $248,400
2025$4,242.00 (-9.59%)$354,133 (+8.76%)$368,400 (+13.14%) Land $120,000 Building $248,400
2024$4,692.00 (+29.22%)
2023$325,600 (+1.22%) Land $120,000 Building $205,600$325,600 (-) Land $120,000 Building $205,600
2022$3,631.00$321,667$325,600 Land $120,000 Building $205,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 2% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Spring St

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