Schenectady County and Rotterdam Town property record for 7 Silversmith Ln, Schenectady, NY 12306 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,289 sqft · built 1954 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,000 (Apr 2012) |
| Tax Bill | $8,411 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jan 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.12-10-23 |
| Primary APN | 422800 58.12-10-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,289 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Upper Floors Area | 981 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 225 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 321 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 7 SILVERSMITH LN |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R,G,FP,BKF,SHDM(L) COLONIAL GAR #2 63 7.-504-4 |
| Legal Block | 10 |
| Legal Lot Number | 23.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 33003 |
Source: Schenectady County and Rotterdam Town records · APN 422800 58.12-10-23
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 SILVERSMITH LN, SCHENECTADY, NY 12306-3519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Jan 20, 2022 | Intrafamily Transfer, Transfer |
| Aug 01, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Feb 06, 2018 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| May 06, 2019 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Feb 13, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2012 · Amount on Record |
| Deed Sale | Apr 27, 2012 · Amount on Record |
| Prior Sale | Jul 07, 2011 · Amount on Record |
| Deed Document Number | 201217839 |
| Deed Book / Page | 1854 / 634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 7 SILVERSMITH LN, SCHENECTADY, NY 12306-3519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7 SILVERSMITH LN, SCHENECTADY, NY 12306-3519 |
| Document Number | 0000009900 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 5359/289 |
| Instrument | 202409900 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 03, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 20, 2022 |
| Property Address | 7 SILVERSMITH LN, SCHENECTADY, NY 12306-3519 |
| Document Number | 0000003354 |
| Book / Page | 2076 / 873 |
| Instrument Date | Dec 03, 2021 |
| Instrument | 202203354 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 OAK KNOLLS CIR, 225, SEBRING, FL 33876-6245 |
| Name | Verified Name |
|---|---|
| Address | 7 SILVERSMITH LN, SCHENECTADY, NY 12306-3519 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 7 SILVERSMITH LN, SCHENECTADY, NY 12306-3519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034544 |
|---|---|
| Date | Aug 01, 2017 |
| Book Page | 4777/462 |
| Instrument | 201734544 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jul 23, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 7 SILVERSMITH LN, SCHENECTADY, NY 12306-3519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005806 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 4817/497 |
| Instrument | 201805806 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 28, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 7 SILVERSMITH LN, SCHENECTADY, NY 12306-3519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019543 |
|---|---|
| Date | May 06, 2019 |
| Book Page | 4909/420 |
| Instrument | 201919543 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Mar 27, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 7 SILVERSMITH LN, SCHENECTADY, NY 12306-3519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|
| Document Number | 0000006362 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 4972/827 |
| Instrument | 202006362 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 29, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,411.00 | $230,000 (-) Land $31,500 Building $198,500 | $353,800 (+16.92%) Land $48,455 Building $305,345 |
| 2023 | $230,000 Land $31,500 Building $198,500 | $302,600 Land $41,443 Building $261,157 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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