5 Silversmith Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 5 Silversmith Ln, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1990
Square Footage1,482 sqft Living Area
Lot Size30,928 sqft (0.71 acres)
OccupancyOwner Occupied
Last Sale$159,000 (2015)
Tax Bill$6,765.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 58.12-10-24
Alternative APN
  • 280005801200100240000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,482 sqft Living Area
1st Floor Area988 sqft 1st Floor
Upper Floors Area494 sqft Upper Floors
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1990
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area30,928 sqft (0.71 acres)
Lot Dimensions256 ft deep x 120 ft wide
Parking Spaces1 Parking Space
Garage TypeMixed
Garage Area352 sqft Garage
PorchSlab
Porch Area200 sqft Porch

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address5 SILVERSMITH LN
CitySCHENECTADY
StateNY
Zip12306-3519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRG,CRP,2DM,FP,SP,ADD SENIOR AFFIDAVIT REQUIRED COL GAR #2 62/7.-504-3
Legal SubdivisionCOLONIAL GARDENS SUBDIVISION TWO
Legal Block10
Legal Lot Number24.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1013
Census Tract33003

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 58.12-10-24

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 SILVERSMITH LN, SCHENECTADY, NY 12306-3519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2022Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Sep 24, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 28, 2015 · Amount on Record
Deed SaleSep 28, 2015 · Amount on Record
Prior SaleDec 05, 1996
Deed Book / Page1923 / 1
Last Transfer DateSep 13, 2021
Transfer Doc0000047369
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address5 SILVERSMITH LN, SCHENECTADY, NY 12306-3519
Transaction TypeMortgage
Record UpdatedJun 13, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 SILVERSMITH LN, SCHENECTADY, NY 12306-3519

Mortgage

Document Number0000027948
DateMay 25, 2022
Book Page5229/711
Instrument202227948
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 23, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateSep 24, 2021
Property Address5 SILVERSMITH LN, SCHENECTADY, NY 12306-3519
Document Number0000047369
Book / Page5148 / 913
Instrument DateSep 13, 2021
Instrument202147369
Transaction TypeTransfer
Record UpdatedOct 05, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 SILVERSMITH LN, SCHENECTADY, NY 12306-3519

Mortgage

Document Number0000047370
DateSep 24, 2021
Instrument202147370
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,765.00$185,000 (-) Land $53,300 Building $131,700$284,600 (+16.93%) Land $81,996 Building $202,604
2023$185,000 Land $53,300 Building $131,700$243,400 Land $70,126 Building $173,274

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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