1 Silversmith Ln, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1 Silversmith Ln, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,858 sqft · built 1955
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$273,000 (May 2017)
Tax Bill$10,191 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 58.12-10-26

Property Details

APN / Parcel Number

Primary APN422800 58.12-10-26
Alternative APN
  • 280005801200100260000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,858 sqft Living Area
1st Floor Area1,312 sqft
Upper Floors Area546 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions176 ft deep x 90 ft wide
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area24 sqft
PorchSlab
Porch Area456 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1 SILVERSMITH LN
CitySCHENECTADY
StateNY
Zip12306-3519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,FP,BZY,3DM,TLSH COLONIAL GAR #2-60 7.-504-1
Legal SubdivisionCOLONIAL GARDENS SUBDIVISION TWO
Legal Block10
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1013
Census Tract33003

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1 SILVERSMITH LN, SCHENECTADY, NY 12306-3519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 23, 2017Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2017 · Amount on Record
Deed SaleMay 23, 2017 · Amount on Record
Prior SaleMar 26, 2007 · Amount on Record
Deed Document Number201722919
Deed Book / Page1963 / 117
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1 SILVERSMITH LN, SCHENECTADY, NY 12306-3519
Transaction TypeMortgage
Record UpdatedSep 30, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 SILVERSMITH LN, SCHENECTADY, NY 12306-3519

Mortgage

Document Number0000046445
DateSep 21, 2021
Book Page5146/335
Instrument202146445
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term350 Months
DueNov 2, 2050

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMay 23, 2017
Property Address1 SILVERSMITH LN, SCHENECTADY, NY 12306-3519
Document Number0000022919
Book / Page1963 / 117
Map ReferenceMB 1756 PG 684
Instrument DateMay 19, 2017
Instrument201722919
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,092.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 SILVERSMITH LN, 1, ROTTERDAM, NY 12306-3519

Transferred To (Grantee/Buyer)

NameVerified Name
Address494 ARTHUR ST, SCHENECTADY, NY 12306-3132

Mortgage

Document Number, 201722920
DateMay 23, 2017
Instrument201722920
Lender
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,191.00$278,700 (-) Land $27,000 Building $251,700$428,800 (+16.93%) Land $41,541 Building $387,259
2023$278,700 Land $27,000 Building $251,700$366,700 Land $35,525 Building $331,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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