7 Silver Spruce Dr, Salida, CO 81201 Property Records

Chaffee County property record for 7 Silver Spruce Dr, Salida, CO 81201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1999
Lot Size	0.19 acres (8,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$459,000 (Feb 2020)
Tax Bill	$2,333 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R368131400110`

Property Details

APN / Parcel Number

Primary APN	`R368131400110`
Alternative APN	`368131400110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	1,656 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tile
Lot Area	8,293 sqft (0.19 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	664 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	R368131400110
Street Address	7 SILVER SPRUCE DR
City	SALIDA
State	CO
Zip	81201-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 COCHETOPA ESTATES SALIDA REC 456874 486071
Legal Range	09E
Legal Township	50N
Legal Section	31
Legal Subdivision	COCHETOPA ESTATES
Legal Lot Number	7
Jurisdiction	CHAFFEE CO
Township / Civil Division	SALIDA
Census Block Group	1
Census Block	1040
Census Tract	200

Owner

Source: Chaffee County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit ENT CU
May 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 6, 2023	Intrafamily Transfer, Transfer
Feb 5, 2020	Special Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on Record
Deed Sale	Feb 5, 2020 · Amount on Record
Prior Sale	Jun 8, 2009 · Amount on Record
Deed Document Number	2020456874
Last Transfer Date	Feb 27, 2023
Transfer Doc	0000486071
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	7 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SILVER SPRUCE DR, SALIDA, CO 81201-9483

Mortgage

Document Number	0000469667
Date	Apr 20, 2021
Instrument	469667

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	7 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000471759
Date	Jun 24, 2021
Instrument	471759

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	7 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000480756
Date	May 31, 2022
Instrument	480756

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAFFEE CO
Recording Date	Mar 6, 2023
Property Address	7 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Document Number	0000486071
Map Reference	DOC 289761
Instrument Date	Feb 27, 2023
Instrument	486071
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 SILVER SPRUCE DR, SALIDA, CO 81201-9483

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAFFEE CO
Recording Date	Feb 5, 2020
Property Address	7 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Document Number	0000456874
Map Reference	DOC 289761
Instrument Date	Jan 31, 2020
Instrument	456874
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$45.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 697, AZTEC, NM 87410-0697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SILVER SPRUCE DR, SALIDA, CO 81201-9483

Mortgage

Document Number	0000456875
Date	Feb 5, 2020
Instrument	456875

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Chaffee County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Chaffee County
Municipality	Salida City
Unified School District	Salida School District R-32 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,333.00 (+27.91%)	$46,820 (+11.8%) Land $8,900 Building $37,920	$749,039 (+10.15%) Land $142,327 Building $606,712
2023	$1,824.00	$41,880 Land $9,540 Building $32,340	$680,012 Land $142,327 Building $537,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALIDA serves 5,666 people · EPA ID CO0108700
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Visionary Broadband.

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