3 Silver Spruce Dr, Salida, CO 81201 Property Records

Chaffee County property record for 3 Silver Spruce Dr, Salida, CO 81201

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,279 sqft · built 2002
Lot Size	0.333 acres (14,495 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jan 2019)
Tax Bill	$2,546 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R368131400106`

Property Details

APN / Parcel Number

Primary APN	`R368131400106`
Alternative APN	`368131400106`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,279 sqft Living Area
Gross Area	3,853 sqft
1st Floor Area	1,855 sqft
Basement Area	1,272 sqft
Finished Basement	424 sqft
Unfinished Basement	848 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Concrete
Lot Area	14,495 sqft (0.333 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	347 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	R368131400106
Street Address	3 SILVER SPRUCE DR
City	SALIDA
State	CO
Zip	81201-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 COCHETOPA ESTATES SALIDA REC 448449
Legal Range	09E
Legal Township	50N
Legal Section	31
Legal Subdivision	COCHETOPA ESTATES
Legal Lot Number	3
Jurisdiction	CHAFFEE CO
Township / Civil Division	SALIDA
Census Block Group	1
Census Block	1040
Census Tract	200

Owner

Source: Chaffee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jan 31, 2019	Warranty Deed, Transfer · Conventional Mortgage HIGH COUNTRY BANK
Aug 6, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Prior Sale	Aug 2, 2013 · Amount on Record
Deed Document Number	2019448449
Prior Transfer Date	Aug 3, 2018
Prior Transfer Doc	0000444728
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	3 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444289
Date	Jul 17, 2018
Instrument	444289

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAFFEE CO
Recording Date	Jan 31, 2019
Property Address	3 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Document Number	0000448449
Map Reference	DOC289761
Instrument Date	Jan 30, 2019
Instrument	448449
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 SILVER SPRUCE DR, SALIDA, CO 81201-9483

Mortgage

Document Number	0000448450
Date	Jan 31, 2019
Instrument	448450

Lender

Name	HIGH COUNTRY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAFFEE CO
Recording Date	Aug 6, 2018
Property Address	3 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Document Number	0000444728
Map Reference	DOC289761
Instrument Date	Aug 3, 2018
Instrument	444728
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 SILVER SPRUCE DR, SALIDA, CO 81201-9483

Tax Assessment & Valuation

Source: Chaffee County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Chaffee County
Municipality	Salida City
Unified School District	Salida School District R-32 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,546.00 (+7.06%)	$51,080 (-6.43%) Land $11,610 Building $39,470	$817,196 (-6.04%) Land $185,754 Building $631,442
2023	$2,378.00	$54,590 Land $12,450 Building $42,140	$869,682 Land $185,754 Building $683,928

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALIDA serves 5,666 people · EPA ID CO0108700
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Visionary Broadband.

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