9 Silver Spruce Dr, Salida, CO 81201 Property Records

Chaffee County property record for 9 Silver Spruce Dr, Salida, CO 81201

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,785 sqft · built 2002
Lot Size	0.296 acres (12,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,500 (Jul 2017)
Tax Bill	$2,469 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R368131400112`

Property Details

APN / Parcel Number

Primary APN	`R368131400112`
Alternative APN	`368131400112`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	1,785 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Concrete
Lot Area	12,892 sqft (0.296 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	666 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	R368131400112
Street Address	9 SILVER SPRUCE DR
City	SALIDA
State	CO
Zip	81201-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 COCHETOPA ESTATES SALIDA REC 436057
Legal Range	09E
Legal Township	50N
Legal Section	31
Legal Subdivision	COCHETOPA ESTATES
Legal Lot Number	9
Jurisdiction	CHAFFEE CO
Township / Civil Division	SALIDA
Census Block Group	1
Census Block	1040
Census Tract	200

Owner

Source: Chaffee County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit BELLCO CREDIT UNION
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2017	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Dec 22, 2010 · Amount on Record
Deed Document Number	2017436057
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Recording Date	Aug 26, 2026
Property Address	9 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Document Number	0000510058
Instrument Date	Aug 20, 2026
Instrument	2026510058
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SILVER SPRUCE DR, SALIDA, CO 81201-9483

Mortgage

Document Number	0000510058,
Date	Aug 26, 2026
Instrument	2026510058

Lender

Name	BELLCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2046

Interest

Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	9 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000457362
Date	Feb 28, 2020
Instrument	457362

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAFFEE CO
Recording Date	Jul 27, 2017
Property Address	9 SILVER SPRUCE DR, SALIDA, CO 81201-9483
Document Number	0000436057
Map Reference	DOC289761
Instrument Date	Jul 26, 2017
Instrument	436057
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9 SILVER SPRUCE DR, SALIDA, CO 81201-9483

Mortgage

Document Number	0000436058
Date	Jul 27, 2017
Instrument	436058

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Chaffee County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Chaffee County
Municipality	Salida City
Unified School District	Salida School District R-32 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,469.00 (+24.32%)	$49,540 (+8.66%) Land $9,930 Building $39,610	$792,670 (+7.79%) Land $158,900 Building $633,770
2023	$1,986.00	$45,590 Land $10,650 Building $34,940	$735,355 Land $158,900 Building $576,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALIDA serves 5,666 people · EPA ID CO0108700
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Visionary Broadband.

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