7 Shallow Stream Rd, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 7 Shallow Stream Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,120 sqft · built 1995
Lot Size	1.57 acres (68,386 sqft)
Owner	Individual Name on Record
Last Sale	$805,000 (Jun 2021)
Tax Bill	$23,536 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372000 77.17-1-21`

Property Details

APN / Parcel Number

Primary APN	`372000 77.17-1-21`
Alternative APNs	`200007701700010210000000` `184160`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,120 sqft Living Area
Gross Area	3,600 sqft
1st Floor Area	1,568 sqft
2nd Floor Area	1,552 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	68,386 sqft (1.57 acres)
Lot Width	384 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	184160
Street Address	7 SHALLOW STREAM RD
City	CARMEL
State	NY
Zip	10512-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	21.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	3
Census Block	3027
Census Tract	11600

Owner

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 SHALLOW STREAM RD, CARMEL, NY 10512-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 20, 2020	Grant Deed, Transfer REALTY RESOURCE SOLUTIONS
May 2, 2019	Trustee's Deed, Foreclosure FRANKLIN ABSTRACT LIMITED, FRANKLIN ABS LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Jun 17, 2021 · Amount on Record
Deed Document Number	202171932021
Deed Book / Page	2219 / 70
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM NY
Recording Date	Jun 17, 2021
Property Address	7 SHALLOW STREAM RD, CARMEL, NY 10512-4313
Document Number	0022190070
Book / Page	2219 / 70
Map Reference	MAP 2233-B
Instrument Date	Jun 4, 2021
Instrument	7193-2021
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	BARTECH TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 SHALLOW STREAM RD, 7, CARMEL, NY 10512-4313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 HART AVE, YONKERS, NY 10704-3120

Mortgage

Document Number	7381210
Date	Jun 17, 2021
Instrument	7381/210

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	May 20, 2020
Property Address	7 SHALLOW STREAM RD, CARMEL, NY 10512-4313
Document Number	0021590154
Book / Page	002159 / 000154
Instrument Date	Apr 29, 2020
Instrument	3846
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	REALTY RESOURCE SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$1,506.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 KNOLLWOOD RD #506 ELMSFORD NY 105232851, 506, ELMSFORD, NY 10523-2851

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PUTNAM NY
Recording Date	May 2, 2019
Property Address	7 SHALLOW STREAM RD, CARMEL, NY 10512-4313
Document Number	0021100096
Book / Page	002110 / 000096
Instrument Date	Mar 18, 2019
Instrument	9623
Transaction Type	Foreclosure
Record Updated	May 29, 2019
Title Company	FRANKLIN ABSTRACT LIMITED, FRANKLIN ABS LTD

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1761 E SAINT ANDREW PL SANTA ANA CA 927054934, SANTA ANA, CA 92705-4934

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Mahopac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$936,000 (+7%) Land $149,500 Building $786,500	$936,000 (+7%) Land $149,500 Building $786,500
2024	$23,536.00 (+358.26%)	$874,800 (+6%) Land $149,500 Building $725,300	$874,800 (+6%) Land $149,500 Building $725,300
2023		$825,300 (+8.99%) Land $135,900 Building $689,400	$825,300 (+8.99%) Land $135,900 Building $689,400
2022		$757,200 Land $135,900 Building $621,300	$757,200 Land $135,900 Building $621,300
2020	$5,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1978–1981)
Most Recent Claim	Apr 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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