Putnam County and Carmel Town property record for 21 Shallow Stream Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,436 sqft · built 1994 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Nov 2002) |
| Tax Bill | $14,979 (2024) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 77.17-1-22 |
| Primary APN | 372000 77.17-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,436 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| 2nd Floor Area | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 64,033 sqft (1.47 acres) |
| Lot Width | 253 ft Width |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 300 sqft |
| Porch | Open Porch |
| Porch Area | 684 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 184160 |
|---|---|
| Street Address | 21 SHALLOW STREAM RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-4313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | SUBDIVISION PLAT OF SECTION III SOMERS |
| Legal Block | 1 |
| Legal Lot Number | 22.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 11600 |
Source: Putnam County and Carmel Town records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 SHALLOW STREAM RD, CARMEL, NY 10512-4313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2002 · Amount on Record |
| Deed Sale | Nov 15, 2002 · Amount on Record |
| Prior Sale | Mar 17, 1994 · Amount on Record |
| Deed Book / Page | 1605 / 263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | May 11, 2021 |
| Property Address | 21 SHALLOW STREAM RD, CARMEL, NY 10512-4313 |
| Document Number | 0022130179 |
| Book / Page | 2213 / 179 |
| Instrument Date | May 6, 2021 |
| Instrument | 5646-2021 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | RECORD AND RETURN TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 SHALLOW STREAM RD, 21, CARMEL, NY 10512-4313 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2413 BAKER AVENUE, BRONX, NY 10467-7601 |
| Document Number | 0073500209 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 7350/209 |
| Instrument | 5647-2021 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Mahopac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $589,000 (+13.42%) Land $148,400 Building $440,600 | $589,000 (+13.42%) Land $148,400 Building $440,600 | |
| 2024 | $14,979.00 (+281.05%) | ||
| 2023 | $519,300 (+9.01%) Land $134,900 Building $384,400 | $519,300 (+9.01%) Land $134,900 Building $384,400 | |
| 2022 | $476,400 Land $134,900 Building $341,500 | $476,400 Land $134,900 Building $341,500 | |
| 2020 | $3,931.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1978–1981) |
| Most Recent Claim | Apr 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Optimum.
5G (outdoors only) and 4G LTE
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