41 Shallow Stream Rd, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 41 Shallow Stream Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,992 sqft · built 2004
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 2002)
Tax Bill	$19,784 (2024)
Flood Zone	Zone X (minimal risk)
APN	`372000 77.17-1-23`

Property Details

APN / Parcel Number

Primary APN	`372000 77.17-1-23`
Alternative APNs	`200007701700010230000000` `184160`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,992 sqft Living Area
Gross Area	3,476 sqft
1st Floor Area	1,374 sqft
2nd Floor Area	1,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	79,715 sqft (1.83 acres)
Lot Width	196 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	184160
Street Address	41 SHALLOW STREAM RD
City	CARMEL
State	NY
Zip	10512-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	23.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	3
Census Block	3027
Census Tract	11600

Owner

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 SHALLOW STREAM RD, CARMEL, NY 10512-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2002 · Amount on Record
Deed Sale	Aug 29, 2002 · Amount on Record
Deed Book / Page	1598 / 232
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Mahopac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$783,900 (+13.43%) Land $152,500 Building $631,400	$783,900 (+13.43%) Land $152,500 Building $631,400
2024	$19,784.00 (+279%)
2023		$691,100 (+9.01%) Land $138,600 Building $552,500	$691,100 (+9.01%) Land $138,600 Building $552,500
2022		$634,000 Land $138,600 Building $495,400	$634,000 Land $138,600 Building $495,400
2020	$5,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1978–1981)
Most Recent Claim	Apr 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35