Bergen County and Montvale Borough property record for 7 Shadow Ln, Montvale, NJ 07645
| Property Type | Single Family Home |
|---|---|
| Details | 2,064 sqft · built 1964 |
| Lot Size | 0.485 acres (21,121 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $878,000 (Jan 2026) |
| Tax Bill | $11,540 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-01402-0000-00006 |
| Primary APN | 36-01402-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 2,064 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 21,121 sqft (0.485 acres) |
| Lot Width | 81 ft Width |
| Parking Spaces | 1 Parking Space |
| Account Number | 00001108 |
|---|---|
| Street Address | 7 SHADOW LN |
| City | MONTVALE |
| State | NJ |
| Zip | 07645-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 81 X IRR. |
| Legal Subdivision | HOWLAND PARK |
| Legal Block | 1402 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MONTVALE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 35100 |
Source: Bergen County and Montvale Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 SHADOW LN, MONTVALE, NJ 07645-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jan 21, 2026 | Deed, Transfer · Conventional Mortgage KWIK MORTGAGE CORP |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on Record |
| Deed Sale | Jan 21, 2026 · Amount on Record |
| Prior Sale | Nov 26, 2013 · Amount on Record |
| Deed Document Number | 20264499 |
| Deed Book / Page | 5706 / 1585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 SHADOW LN, MONTVALE, NJ 07645-1315 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7 SHADOW LN, MONTVALE, NJ 07645-1315 |
| Document Number | 0044590268 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 4459/268 |
| Instrument | 2021170295 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.14% |
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 21, 2026 |
| Property Address | 7 SHADOW LN, MONTVALE, NJ 07645-1315 |
| Document Number | 0057061585 |
| Book / Page | 5706 / 1585 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2026004499 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | WEISS TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,159.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 MARKET ST UNIT 424, 424, MONTVALE, NJ 07645-1923 |
| Name | Verified Name |
|---|---|
| Address | 7 SHADOW LN, MONTVALE, NJ 07645-1315 |
| Document Number | 2026004500 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2026004500 |
| Name | KWIK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 SHADOW LN, MONTVALE, NJ 07645-1315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0036930997 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 3693/997 |
| Instrument | 20-081524 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 1, 2050 |
Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Montvale Borough |
| Elementary School District | Montvale Borough School District (KG - 08) |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,200 (-) Land $282,900 Building $169,300 | $452,200 (-) Land $282,900 Building $169,300 | |
| 2025 | $11,540.00 (+1.47%) | $452,200 (-) Land $282,900 Building $169,300 | $452,200 (-) Land $282,900 Building $169,300 |
| 2024 | $11,373.00 (+1.79%) | ||
| 2023 | $452,200 Land $282,900 Building $169,300 | $452,200 Land $282,900 Building $169,300 | |
| 2022 | $11,173.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (1984–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001 |
|---|---|
| Water Source | Purchased surface water |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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