Bergen County and Montvale Borough property record for 4 Shadow Ln, Montvale, NJ 07645 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,146 sqft · built 1965 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $563,000 (May 2019) |
| Tax Bill | $12,058 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00701-0000-00008 |
| Primary APN | 36-00701-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,146 sqft Living Area |
| 1st Floor Area | 2,146 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 100 ft deep x 140 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 00000450 |
|---|---|
| Street Address | 4 SHADOW LN |
| City | MONTVALE |
| State | NJ |
| Zip | 07645-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 140X100 |
| Legal Subdivision | HOWLAND PARK |
| Legal Block | 701 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MONTVALE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 35100 |
Source: Bergen County and Montvale Borough records · APN 36-00701-0000-00008
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 SHADOW LN, MONTVALE, NJ 07645-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Sep 28, 1993 · Amount on Record |
| Deed Document Number | 201931995 |
| Deed Book / Page | 3248 / 2016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 SHADOW LN, MONTVALE, NJ 07645-1316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0037711365 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 3771/1365 |
| Instrument | 20-104936 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2035 |
Source: Bergen County and Montvale Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Montvale Borough |
| Elementary School District | Montvale Borough School District (KG - 08) |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,500 (-) Land $254,000 Building $218,500 | $472,500 (-) Land $254,000 Building $218,500 | |
| 2025 | $12,058.00 (+1.47%) | $472,500 (-) Land $254,000 Building $218,500 | $472,500 (-) Land $254,000 Building $218,500 |
| 2024 | $11,883.00 (+1.78%) | ||
| 2023 | $472,500 Land $254,000 Building $218,500 | $472,500 Land $254,000 Building $218,500 | |
| 2022 | $11,675.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030351004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (1984–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021, other causes, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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