Bergen County and Montvale Borough property record for 5 Shadow Ln, Montvale, NJ 07645
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1965 |
| Lot Size | 0.269 acres (11,715 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Jul 2021) |
| Tax Bill | $10,374 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-01402-0000-00007 |
| Primary APN | 36-01402-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 11,715 sqft (0.269 acres) |
| Lot Width | 82 ft Width |
| Parking Spaces | 1 Parking Space |
| Account Number | 106700 |
|---|---|
| Street Address | 5 SHADOW LN |
| City | MONTVALE |
| State | NJ |
| Zip | 07645-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 82 X IRR |
| Legal Subdivision | HOWLAND PARK |
| Legal Block | 1402 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MONTVALE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 35100 |
Source: Bergen County and Montvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 SHADOW LN, MONTVALE, NJ 07645-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Intrafamily Transfer, Transfer CARNEGIE TITLE LLC |
| Jul 12, 2021 | Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOYOTA FINANCIAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on Record |
| Deed Sale | Jul 12, 2021 · Amount on Record |
| Prior Sale | Jun 17, 2016 · Amount on Record |
| Deed Document Number | 2021111407 |
| Deed Book / Page | 4265 / 206 |
| Last Transfer Date | Sep 7, 2022 |
| Transfer Doc | 0048170410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 26, 2022 |
| Property Address | 5 SHADOW LN, MONTVALE, NJ 07645-1315 |
| Document Number | 0048170410 |
| Book / Page | 4817 / 410 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 2022094037 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 SHADOW LN, 5, MONTVALE, NJ 07645-1315 |
| Name | Verified Name |
|---|---|
| Address | 5 SHADOW LN, MONTVALE, NJ 07645-1315 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 12, 2021 |
| Property Address | 5 SHADOW LN, MONTVALE, NJ 07645-1315 |
| Document Number | 0042650206 |
| Book / Page | 4265 / 206 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021111407 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 667 HOWARD RD, 667, RIDGEWOOD, NJ 07450-2003 |
| Name | Verified Name |
|---|---|
| Address | 5 SHADOW LN, MONTVALE, NJ 07645-1315 |
| Document Number | 0042650212 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 4265/212 |
| Instrument | 2021111408 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 SHADOW LN, MONTVALE, NJ 07645-1315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DYNAMIC TITLE AGCY OF NJ LLC |
| Name | Verified Name |
|---|
| Document Number | 0037321933 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 3732/1933 |
| Instrument | 20-093569 |
| Name | TOYOTA FINANCIAL SAVINGS BANK |
|---|---|
| Type | Funding / Finance Company |
| Address | HENDERSON, NV 89074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Montvale Borough |
| Elementary School District | Montvale Borough School District (KG - 08) |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,500 (-) Land $249,400 Building $157,100 | $406,500 (-) Land $249,400 Building $157,100 | |
| 2025 | $10,374.00 (+1.48%) | $406,500 (-) Land $249,400 Building $157,100 | $406,500 (-) Land $249,400 Building $157,100 |
| 2024 | $10,223.00 (+1.78%) | ||
| 2023 | $406,500 Land $249,400 Building $157,100 | $406,500 Land $249,400 Building $157,100 | |
| 2022 | $10,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (1984–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001 |
|---|---|
| Water Source | Purchased surface water |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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