Monterey County property record for 7 Setter Pl, Del Rey Oaks, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,640 sqft · built 1954 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $975,000 (Aug 2025) |
| Tax Bill | $4,478 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 012-501-003-000 |
| Primary APN | 012-501-003-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 1,640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 7 SETTER PL |
|---|---|
| City | DEL REY OAKS |
| State | CA |
| Zip | 93940-5521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 172 DEL REY WOODS 3 LOT 3 BLK 6 |
| Legal Subdivision | DEL REY WOODS 3 |
| Legal Tract | 172 |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 13400 |
7 Setter Pl is owned and occupied by two individuals who bought it in August 2025.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 SETTER PL, MONTEREY, CA 93940-5521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2021 | Intrafamily Transfer, Transfer |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Aug 31, 2021 | Intrafamily Transfer, Transfer |
| Aug 31, 2021 | Intrafamily Transfer, Transfer |
| Feb 21, 2018 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on File |
| Deed Sale | Aug 29, 2025 · Amount on File |
| Deed Document Number | 202528961 |
| Prior Transfer Date | Nov 2, 2021 |
| Prior Transfer Doc | 0000077443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Nov 15, 2021 |
| Property Address | 7 SETTER PL, DEL REY OAKS, CA 93940-5521 |
| Document Number | 0000077443 |
| Map Reference | VOL 5 PG 24 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 2021077443 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 1749, MONTEREY, CA 93942-1749 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 7 SETTER PL, DEL REY OAKS, CA 93940-5521 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 SETTER PL, DEL REY OAKS, CA 93940-5521 |
| Document Number | 0000055044 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021055044 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Aug 31, 2021 |
| Property Address | 7 SETTER PL, DEL REY OAKS, CA 93940-5521 |
| Document Number | 0000058644 |
| Map Reference | VOL 5 PG 24 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021058644 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Aug 31, 2021 |
| Property Address | 7 SETTER PL, DEL REY OAKS, CA 93940-5521 |
| Document Number | 0000058645 |
| Map Reference | VOL 5 PG 24 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021058645 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 1749, MONTEREY, CA 93942-1749 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 7 SETTER PL, DEL REY OAKS, CA 93940-5521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007217 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 2018007217 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 12, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7 Setter Pl was $4,478.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Del Rey Oaks City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $821,719 (+106.54%) Land $484,814 Building $336,905 | |
| 2025 | $4,478.00 Homeowner's exemption | $397,849 Land $221,025 Building $176,824 |
| 2023 | $4,160.00 (+1.44%) Homeowner's exemption | $382,402 Land $212,444 Building $169,958 |
| 2022 | $4,101.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7 Setter Pl in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Setter Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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