3 Setter Pl, Del Rey Oaks (Monterey), CA 93940 Property Records

Monterey County property record for 3 Setter Pl, Del Rey Oaks, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,717 sqft · built 1953
Lot Size	0.149 acres (6,500 sqft)
Owner	Trust Name on File
Last Sale	$450,000 (Jun 2011)
Tax Bill	$6,503 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`012-501-002-000`

Property Details

APN / Parcel Number

Primary APN	`012-501-002-000`
Alternative APN	`012-501-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,717 sqft Living Area
1st Floor Area	1,717 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
Garage Area	230 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	012-501-002
Street Address	3 SETTER PL
City	MONTEREY
State	CA
Zip	93940-5521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 172 DEL REY WOODS 3 LOT 2 BLK 6
Legal Subdivision	DEL REY WOODS 3
Legal Tract	172
Legal Block	6
Legal Lot Number	2
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1011
Census Tract	13400

Owner

3 Setter Pl is owner-occupied and held in a trust since June 2014.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	3 SETTER PL, MONTEREY, CA 93940-5521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2011 · Amount on File
Deed Sale	Jun 28, 2011 · Amount on File
Prior Sale	Aug 15, 2002 · Amount on File
Deed Document Number	201135506
Last Transfer Date	Jun 12, 2014
Transfer Doc	0000029264
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	3 SETTER PL, DEL REY OAKS, CA 93940-5521
Document Number	0000040855
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SETTER PL DEL REY OAKS CA 939405521, DEL REY OAKS, CA 93940-5521

Mortgage

Document Number	0000040855
Date	Sep 17, 2019
Instrument	40855

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Setter Pl was $6,503 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Del Rey Oaks City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$588,044 (+2%) Land $274,421 Building $313,623
2025	$6,503.00 Homeowner's exemption	$576,515 Land $269,041 Building $307,474
2023	$6,015.00 (+1.42%) Homeowner's exemption	$554,131 Land $258,595 Building $295,536
2022	$5,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Setter Pl in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Setter Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20