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1 Setter Pl, Del Rey Oaks (Monterey), CA 93940 Property Records

Monterey County property record for 1 Setter Pl, Del Rey Oaks, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,577 sqft · built 1952
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$438,000 (Feb 2001)
Tax Bill$7,448 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN012-501-001-000

Property Details

APN / Parcel Number

Primary APN012-501-001-000
Alternative APN
  • 012-501-001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,577 sqft Living Area
1st Floor Area1,577 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1963
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,600 sqft (0.152 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number012-501-001
Street Address1 SETTER PL
CityMONTEREY
StateCA
Zip93940-5521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 172 DEL REY WOODS 3 LOT 1 BLK 6
Legal SubdivisionDEL REY WOODS 3
Legal Tract172
Legal Block6
Legal Lot Number1
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1011
Census Tract13400

Owner

1 Setter Pl is owned and occupied by two individuals who acquired it in October 2019.

Source: Monterey County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1 SETTER PL, MONTEREY, CA 93940-5521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 25, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2001 · Amount on File
Deed SaleFeb 23, 2001 · Amount on File
Deed Document Number200112512
Last Transfer DateOct 17, 2019
Transfer Doc0000050399
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1 SETTER PL, DEL REY OAKS, CA 93940-5521
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 SETTER PL, DEL REY OAKS, CA 93940-5521

Mortgage

Document Number0000076346
DateDec 21, 2020
Instrument2020076346
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateOct 25, 2019
Property Address1 SETTER PL, DEL REY OAKS, CA 93940-5521
Document Number0000050399
Map ReferenceVOL 5 PG 24
Instrument DateOct 17, 2019
Instrument2019050399
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyLAWYERS TITLE SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1 SETTER PL, DEL REY OAKS, CA 93940-5521

Mortgage

Document Number0000050400
DateOct 25, 2019
Instrument2019050400
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1 Setter Pl was $7,448 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityDel Rey Oaks City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$673,176 (+2%) Land $384,236 Building $288,940
2025$7,448.00 Homeowner's exemption$659,977 Land $376,702 Building $283,275
2023$6,882.00 (+1.41%) Homeowner's exemption$634,351 Land $362,075 Building $272,276
2022$6,786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1 Setter Pl in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Setter Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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