Kershaw County property record for 7 Saughtree Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,216 sqft · built 2009 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Aug 2022) |
| Tax Bill | $1,857 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-00-00-061-SKB |
| Primary APN | 358-00-00-061-SKB |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,216 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 76 sqft |
| Patio Area | 100 sqft |
| Account Number | 49762 |
|---|---|
| Street Address | 7 SAUGHTREE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | KELSNEY RIDGE SUBDIV PHASE 1 LOT 61 |
| Legal Subdivision | KELSNEY RIDGE SUBD |
| Legal Phase | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970908 |
Source: Kershaw County records · APN 358-00-00-061-SKB
Assessment roll updated November 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 03, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on Record |
| Deed Sale | Aug 11, 2022 · Amount on Record |
| Prior Sale | Mar 10, 2022 · Amount on Record |
| Deed Document Number | 20228246 |
| Deed Book / Page | 4798 / 26 |
| Prior Transfer Date | Mar 30, 2011 |
| Prior Transfer Doc | 0027850143 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 7 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Document Number | 0020242209 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | 5107/286 |
| Instrument | 2024-2209 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 7 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Document Number | 0020235701 |
|---|---|
| Date | Jul 03, 2023 |
| Book Page | 4973/188 |
| Instrument | 2023-5701 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Aug 01, 2052 |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,857.00 (+56.31%) | $310,000 (-) Land $55,000 Building $255,000 | $310,000 (-) |
| 2023 | $1,188.00 | $310,000 Land $55,000 Building $255,000 | $310,000 |
Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 142 locations within half a mile of this property.
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