Kershaw County property record for 23 Saughtree Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,779 sqft · built 2012 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,000 (Jul 2013) |
| Tax Bill | $1,181 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-00-00-058-SKB |
| Primary APN | 358-00-00-058-SKB |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,779 sqft Gross Area |
| Gross Area | 2,249 sqft |
| 1st Floor Area | 964 sqft |
| 2nd Floor Area | 1,285 sqft |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 19,166 sqft (0.439 acres) |
| Garage Type | Attached |
| Garage Area | 321 sqft |
| Porch | Porch |
| Porch Area | 25 sqft |
| Patio Area | 144 sqft |
| Account Number | 49759 |
|---|---|
| Old Parcel Number | 358-00-00-058 SKB |
| Street Address | 23 SAUGHTREE LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-8374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | DIST:279 MAP REF:BK 3117 PG 90 |
| Legal Subdivision | KELSNEY RDG PH 1 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970908 |
Source: Kershaw County assessment roll, as of September 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MTG |
| Jun 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERIS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 5, 2013 · Amount on Record |
| Deed Sale | Jul 5, 2013 · Amount on Record |
| Deed Document Number | 05321 |
| Deed Book / Page | 3117 / 091 |
| Prior Transfer Date | Jul 3, 2013 |
| Prior Transfer Doc | 0000005321 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 23 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Document Number | 0000011615 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 23 SAUGHTREE LN ELGIN SC 290458374, ELGIN, SC 29045-8374 |
| Document Number | 0000011615 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 004360/000291 |
| Instrument | 11615 |
| Name | SUN WEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 23 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Document Number | 0000005214 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 23 SAUGHTREE LN ELGIN SC 290458374, ELGIN, SC 29045-8374 |
| Document Number | 0000005214 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 003884/000113 |
| Instrument | 5214 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2048 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,181.00 (-0.59%) | $190,600 (-) Land $40,000 Building $150,600 | $190,600 (-) |
| 2023 | $1,188.00 | $190,600 Land $40,000 Building $150,600 | $190,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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