10 Saughtree Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 10 Saughtree Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,602 sqft · built 2009
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`358-00-00-010-SKB`

Property Details

APN / Parcel Number

Primary APN	`358-00-00-010-SKB`
Alternative APN	`49729`

Interior

Stories	2 Stories
Building Area	3,602 sqft Gross Area
Gross Area	2,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Vinyl
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Porch
Porch Area	100 sqft
Patio Area	100 sqft

Location & Zoning

Account Number	49729
Old Parcel Number	358-00-00-010 SKB
Street Address	10 SAUGHTREE LN
City	ELGIN
State	SC
Zip	29045-8375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	KELSNEY RIDGE SUBDIV PHASE 1 LOT 10
Legal Subdivision	KELSNEY RIDGE SUBD
Legal Phase	1
Legal Lot Number	10
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	970908

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 SAUGHTREE LN, ELGIN, SC 29045-8375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2018
Deed Sale	Oct 6, 2018
Deed Document Number	0003936143
Deed Book / Page	2598 / 043
Prior Transfer Date	Nov 10, 2009
Prior Transfer Doc	09029
Record Updated	Jun 8, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 22, 2018
Property Address	10 SAUGHTREE LN, ELGIN, SC 29045-8375
Document Number	0000008314
Book / Page	003936 / 000143
Instrument Date	Oct 6, 2018
Instrument	8314
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 SAUGHTREE LN ELGIN SC 290458375, ELGIN, SC 29045-8375

Mortgage

Document Number	8315
Date	Oct 22, 2018
Book Page	003936/000147
Instrument	8315

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (-19.47%)	$256,600 (-) Land $40,000 Building $216,600	$256,600 (-)
2023	$1,952.00	$256,600 Land $40,000 Building $216,600	$256,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20