7 S Main St, Sumter, SC 29150 Property Records

Sumter County property record for 7 S Main St, Sumter, SC 29150

Property Summary

Property Type	Restaurant
Details	2,796 sqft · built 1945
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$187,000 (Jul 2018)
Tax Bill	$4,161 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`228-13-07-039`

Property Details

APN / Parcel Number

Primary APN	`228-13-07-039`
Alternative APN	`41555`

Interior

Stories	2 Stories
Building Area	2,796 sqft Gross Area
1st Floor Area	2,678 sqft
Flooring	Concrete/Cement
Interior Walls	Concrete

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1979
Exterior Material	Brick/Wood
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	4,356 sqft (0.1 acres)
Porch	Covered/Finished Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	41555
Street Address	7 S MAIN ST
City	SUMTER
State	SC
Zip	29150-5244
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	CBD
Legal Description	LOT 5 & 7 BL A G5 -53 42.5 FT -
Legal Block	A
Legal Lot Number	5,7
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2017
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sumter Historic District listed 1975 · 74 contributing resources · NRIS 75001707

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sumter County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5 S MAIN ST, SUMTER, SC 29150-5244
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF CLARENDON
Jul 13, 2018	Grant Deed, Transfer BANK OF CLARENDON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2018 · Amount on Record
Deed Sale	Jul 13, 2018 · Amount on Record
Deed Book / Page	1246 / 1837
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	7 S MAIN ST, SUMTER, SC 29150-5244
Document Number	0012571811
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 S MAIN ST SUMTER SC 291505244, SUMTER, SC 29150-5244

Mortgage

Document Number	0012571811
Date	Jul 8, 2019
Book Page	001257/001811

Lender

Name	BANK OF CLARENDON
Type	Bank
Address	MANNING, SC 29102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 13, 2018
Property Address	7 S MAIN ST, SUMTER, SC 29150-5244
Document Number	0012461837
Book / Page	001246 / 001837
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$691.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 S MAIN ST SUMTER SC 291505244, SUMTER, SC 29150-5244

Mortgage

Document Number	12461841
Date	Jul 13, 2018
Book Page	001246/001841

Lender

Name	BANK OF CLARENDON
Type	Bank
Address	MANNING, SC 29102

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,161.00 (+2.74%)	$10,900 (-) Land $3,270 Building $7,630	$181,577 (-) Land $54,450 Building $127,127
2023	$4,050.00 (+0.75%)	$10,900 (-) Land $3,270 Building $7,630	$181,577 (-) Land $54,450 Building $127,127
2022	$4,020.00	$10,900 Land $3,270 Building $7,630	$181,577 Land $54,450 Building $127,127

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Apr 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC, T-Mobile.

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