15 S Main St, Sumter, SC 29150 Property Records

Sumter County property record for 15 S Main St, Sumter, SC 29150

Property Summary

Property Type	Bank, Financial Building
Details	2,199 sqft · built 1958
Lot Size	0.082 acres (3,590 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Mar 2019)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`228-13-07-045`

Property Details

APN / Parcel Number

Primary APN	`228-13-07-045`
Alternative APN	`41558`

Interior

Stories	2 Stories
Building Area	2,199 sqft Gross Area
1st Floor Area	1,768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Brick
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,590 sqft (0.082 acres)
Porch	Covered/Finished Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	41558
Street Address	15 S MAIN ST
City	SUMTER
State	SC
Zip	29150-5244
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	CBD
Legal Description	15 FT -
Legal Lot Number	2
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2017
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sumter Historic District listed 1975 · 74 contributing resources · NRIS 75001707

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sumter County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 843, BLYTHEWOOD, SC 29016-0843
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2019	Deed, Transfer · Commercial Mortgage SOUTH CAROLINA COMMUNITY BANK
Apr 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Deed Book / Page	1253 / 1521
Prior Transfer Date	Apr 3, 2017
Prior Transfer Doc	0012314008
Record Updated	Jun 8, 2026

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 6, 2019
Property Address	15 S MAIN ST, SUMTER, SC 29150-5244
Document Number	0012531521
Book / Page	1253 / 1521
Map Reference	MB 000 PG 484
Instrument Date	Feb 27, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 843, BLYTHEWOOD, SC 29016-0843

Mortgage

Document Number	0012531525
Date	Mar 6, 2019
Instrument	1253/1525

Lender

Name	SOUTH CAROLINA COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2024

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 3, 2017
Property Address	15 S MAIN ST, SUMTER, SC 29150-5244
Document Number	0012314008
Book / Page	001231 / 004008
Instrument Date	Apr 3, 2017
Transaction Type	Transfer
Record Updated	Apr 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2687 SUMTER SC 291512687, SUMTER, SC 29151-2687

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,203.00 (-0.27%)	$5,770 (-) Land $920 Building $4,850	$96,114 (-) Land $15,257 Building $80,857
2023	$2,209.00 (+3.76%)	$5,770 (-) Land $920 Building $4,850	$96,114 (-) Land $15,257 Building $80,857
2022	$2,129.00	$5,770 Land $920 Building $4,850	$96,114 Land $15,257 Building $80,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Apr 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC, T-Mobile.

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