7 S Main St, Payson, UT 84651 Property Records

Utah County property record for 7 S Main St, Payson, UT 84651

Property Summary

Property Type	Commercial
Details	15,138 sqft · built 1906
Lot Size	0.171 acres (7,425 sqft)
Owner	Company Name on Record
Tax Bill	$12,023 (2025)
Deeds & Mortgages	May 2022 Sale May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-021-0021`

Property Details

APN / Parcel Number

Primary APN	`08-021-0021`
Alternative APNs	`080210013` `010151`

Interior

Stories	1 Story
Building Area	15,138 sqft Gross Area
1st Floor Area	8,968 sqft
Basement Area	5,584 sqft
Utility Area	4,289 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,425 sqft (0.171 acres)
Porch	Covered Porch
Porch Area	586 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	010151
Street Address	7 S MAIN ST
City	PAYSON
State	UT
Zip	84651-2222
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	COM AT NW COR. BLK. 27, PLAT A, PAYSON CITY SURVEY; E 90 FT; S 26 FT; W 20 FT; N 2 FT; W 70 FT; N 24 FT TO BEG. AREA 0.051 AC. ALSO COM E 90 FT FR NW COR. BLK. 27, PLAT A, PAYSON CITY SURVEY; E 60 FT; S 26 FT; W 60 FT; N 26 FT TO BEG. AREA 0.036 AC.
Legal Block	27
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1008
Census Tract	3405

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 151, MONTICELLO, UT 84535-0151
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer NOT AVAILABLE, PROSPECT TITLE INSURANCE
May 27, 2022	Warranty Deed, Transfer · Commercial Mortgage UTAH COMMUNITY FCU
Jun 22, 2020	Deed of Trust, Mortgage ALTABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022
Deed Sale	May 27, 2022
Prior Sale	May 27, 2022
Deed Document Number	202264578
Prior Transfer Date	Nov 17, 2010
Prior Transfer Doc	0000000643
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 27, 2022
Property Address	7 S MAIN ST, PAYSON, UT 84651-2222
Document Number	0000064578
Instrument Date	May 26, 2022
Instrument	64578:2022
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	NOT AVAILABLE, PROSPECT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1676 S 500 W, PAYSON, UT 84651-8600

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 27, 2022
Property Address	7 S MAIN ST, PAYSON, UT 84651-2222
Document Number	0000064576
Instrument Date	May 26, 2022
Instrument	64576:2022
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	PROSPECT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 S MAIN ST, PAYSON, UT 84651-2222

Mortgage

Document Number	0000064577
Date	May 27, 2022
Instrument	64577:2022

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 10, 2032

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	7 S MAIN ST, PAYSON, UT 84651-2222
Document Number	0000089647
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	OLD REPUBLIC TITLE (OREM)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1295 S 1000 E OREM UT 840977206, OREM, UT 84097-7206

Mortgage

Document Number	0000089647
Date	Jun 26, 2020
Instrument	89647

Lender

Name	ALTABANK
Address	AMERICAN FORK, UT 84003

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,240,870 (+42.8%)	$1,299,100 (+42.85%) Land $356,200 Building $942,900
2025	$12,023.00 (+41.21%)
2023	$8,514.00 (+3.88%)	$868,945	$909,400 Land $182,700 Building $726,700
2022	$8,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000

May also be available: Intellipop, Rise Broadband, T-Mobile, Verizon.

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