40 S Main St, Payson, UT 84651 Property Records

Utah County property record for 40 S Main St, Payson, UT 84651

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,218 sqft · built 1890
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Tax Bill	$5,045 (2022)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`08-022-0012`

Property Details

APN / Parcel Number

Primary APN	`08-022-0012`
Alternative APN	`010162`

Interior

Stories	1 Story
Building Area	2,218 sqft Total Area
Gross Area	5,220 sqft
Basement Area	3,143 sqft
Utility Area	3,143 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Carport
Garage Area	256 sqft
Carport	Carport
Carport Area	256 sqft
Porch	Open Frame Porch
Porch Area	389 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C

Location & Zoning

Account Number	010162
Street Address	40 S MAIN ST
City	PAYSON
State	UT
Zip	84651-2223
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	COM. 37.16 FT N OF SE COR LOT 4, BLK 28, PLAT A, PAYSON CITY; N 64 FT 11.28 IN. M OR L, TO POINT 62.9 FT S OF NE COR BLK 28; W 92 FT; S 64 FT 11.28 INCHES, M OR L, TO POINT .2 FT W OF POINT OF BEG; E 92 FT TO BEG
Legal Block	28
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1007
Census Tract	3405

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Utah County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	439 W UTAH AVE, PAYSON, UT 84651-2042
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK
Apr 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUY GRAPHICS INC
Nov 24, 2020	Warranty Deed, Transfer · Line of Credit CENTRAL BANK
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022
Deed Sale	Apr 4, 2022
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	202241796
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	40 S MAIN ST, PAYSON, UT 84651-2223
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030120
Date	Apr 11, 2019
Instrument	030120:2019

Lender

Name	CENTRAL BANK
Type	Bank
Address	PAYSON, UT 84651

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 4, 2022
Property Address	40 S MAIN ST, PAYSON, UT 84651-2223
Document Number	0000041796
Instrument Date	Apr 1, 2022
Instrument	41796:2022
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	PRO TITLE, PRO TITLE AND ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 W UTAH AVE, PAYSON, UT 84651-2042

Mortgage

Document Number	0000041797
Date	Apr 4, 2022
Instrument	41797:2022

Lender

Name	GUY GRAPHICS INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	3.5%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 24, 2020
Property Address	40 S MAIN ST, PAYSON, UT 84651-2223
Document Number	0000187258
Instrument Date	Nov 24, 2020
Instrument	187258:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	PRO TITLE AND ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 S MAIN ST, PAYSON, UT 84651-2223

Mortgage

Document Number	0000187259
Date	Nov 24, 2020
Instrument	187259:2020

Lender

Name	CENTRAL BANK
Type	Bank
Address	LEHI, UT 84043

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	40 S MAIN ST, PAYSON, UT 84651-2223
Document Number	0000187259
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 S MAIN ST PAYSON UT 846512223, PAYSON, UT 84651-2223

Mortgage

Document Number	0000187259
Date	Nov 24, 2020
Instrument	187259

Lender

Name	CENTRAL BK
Type	Bank
Address	LEHI, UT 84043

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2022	$5,045.00	$506,400 Land $150,100 Building $356,300

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000

May also be available: Intellipop, Rise Broadband, T-Mobile, Verizon.

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