7 S Jefferson St, Frederick, MD 21701 Property Records

Frederick County property record for 7 S Jefferson St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 1,408 sqft · built 1915
Lot Size	0.035 acres (1,541 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Feb 2026)
Tax Bill	$7,163 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-027704`

Property Details

APN / Parcel Number

Primary APN	`02-027704`
Alternative APNs	`2027704` `027704`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,408 sqft Total Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1915
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Metal
Lot Area	1,541 sqft (0.035 acres)
Lot Dimensions	79 ft deep x 2 ft wide
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	027704
Old Parcel Number	2027704
Street Address	7 S JEFFERSON ST
City	FREDERICK
State	MD
Zip	21701-4801
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 19 1/2 X 79 7 S. JEFF. ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	7,19
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2000
Census Tract	765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7 S JEFFERSON ST, FREDERICK, MD 21701-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed, Transfer · Conventional Mortgage ANDREWS FCU
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
May 27, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2019	Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	0017704391
Deed Book / Page	17704 / 391
Record Updated	Jun 8, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 2, 2026
Property Address	7 S JEFFERSON ST, FREDERICK, MD 21701-4801
Document Number	0177040391
Book / Page	17704 / 391
Instrument Date	Jan 15, 2026
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 S JEFFERSON ST, FREDERICK, MD 21701-4801

Mortgage

Document Number	0017704400
Date	Feb 2, 2026
Instrument	17704/400

Lender

Name	ANDREWS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7 S JEFFERSON ST, FREDERICK, MD 21701-4801
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0130990261
Date	Jul 23, 2019
Book Page	13099/0261

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2049

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 27, 2022
Property Address	7 S JEFFERSON ST, FREDERICK, MD 21701-4801
Document Number	0159500477
Book / Page	15950 / 477
Instrument Date	May 26, 2022
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 S JEFFERSON ST, FREDERICK, MD 21701-4801

Mortgage

Document Number	0015950482
Date	May 27, 2022
Instrument	15950/482

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 20, 2019
Property Address	7 S JEFFERSON ST, FREDERICK, MD 21701-4801
Document Number	0129770021
Book / Page	12977 / 0021
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	EXCALIBUR T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7 S JEFFERSON ST, FREDERICK, MD 21701-4801

Mortgage

Document Number	129770027
Date	May 20, 2019
Instrument	12977/0027

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,163.00 (+28.28%)	$387,600 (+26.78%) Land $110,000 Building $277,600	$387,600 (-) Land $110,000 Building $277,600
2023	$5,584.00	$305,733	$387,600 Land $110,000 Building $277,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2019 · other causes
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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