14 S Jefferson St, Frederick, MD 21701 Property Records

Frederick County property record for 14 S Jefferson St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,646 sqft · built 1860
Lot Size	0.155 acres (6,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Oct 1997)
Tax Bill	$5,182 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-060248`

Property Details

APN / Parcel Number

Primary APN	`02-060248`
Alternative APNs	`2060248` `060248`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,646 sqft Living Area
1st Floor Area	1,361 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	6,748 sqft (0.155 acres)
Lot Dimensions	130 ft deep x 30 ft wide
Porch	Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	060248
Street Address	14 S JEFFERSON ST
City	FREDERICK
State	MD
Zip	21701-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Description	REVISED LOT 2 6,748 SQ FT ATKINS ADD. TO ATKINS
Legal Subdivision	ATKINS ADD
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1004
Census Tract	750300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 S JEFFERSON ST, FREDERICK, MD 21701-4802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 1997 · Amount on Record
Deed Sale	Oct 7, 1997 · Amount on Record
Prior Sale	Jan 3, 1997
Deed Document Number	19976254
Deed Book / Page	2338 / 122
Last Transfer Date	Dec 17, 2009
Transfer Doc	0076460490
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	14 S JEFFERSON ST, FREDERICK, MD 21701-4802
Transaction Type	Mortgage
Record Updated	May 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 S JEFFERSON ST, FREDERICK, MD 21701-4802

Mortgage

Document Number	0164160211
Date	Apr 26, 2023
Book Page	16416/211

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2033

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	14 S JEFFERSON ST, FREDERICK, MD 21701-4802
Document Number	0122280128
Book / Page	012228 / 000128
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 S JEFFERSON ST FREDERICK MD 217014802, FREDERICK, MD 21701-4802

Mortgage

Document Number	0122280128
Date	Jan 11, 2018
Book Page	012228/000128

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2038

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,833 (+7.79%)	$431,300 (+23.37%) Land $178,700 Building $252,600
2025	$5,182.00 (+4.81%) Homeowner's exemption	$349,600 (+26.76%) Land $143,700 Building $205,900	$349,600 (-) Land $143,700 Building $205,900
2024	$4,944.00 (+7.25%)
2023	$4,610.00 Homeowner's exemption	$275,800	$349,600 Land $143,700 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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